Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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18 Maple Leaf Drive

Stisted Muskoka P1H 2J2

$89,900

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12029549

• Photos (18)

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Build your year round home or cottage at this unique property offering the use of over 5000 feet of waterfront on Lake Vernon with sandy beach, playground, volleyball court, and many km of boating adventures right at your fingertips. There's also 100's of acres of shared land and your own, exclusive use, recently surveyed, 1 acre lot. $10,000 one time membership fee and yearly taxes/maintenance fee of $1150/year are in addition to the purchase price. The property is leased from the membership which you are part of so there's no concern of leases not being renewed and there is no fee for the lease. The association has been in existence since the 1950's and is located just 15 minutes from downtown Huntsville. Lot 18 has a lovely forest and would be a good spot for a year round home or cottage with many other recent builds in the community. This is a great association and community to be a part of.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Total Approx Floor Area:

< 700

Lot Size:

.50-1.99

Depth:

0'0 m

Frontage:

5000'1,524 m

Topography:

Sloping, Dry, Wooded/Treed

Direction Faces:

South

Bedrooms:

0

Bathrooms:

0.0

Water supply:

None

Kitchens:

0

Zoning:

UR2

Additional Info:

Alternative Power:

None

Possession Details:

Flexible

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$0 / 2024

Assessment:

$- / -

Listing Area:

Huntsville

Listing Sub-Area:

Stisted

County Or Parish:

Muskoka

Interior Features:

None

Easement/ Restrictions:

Unknown

Retirement:

No

Water Frontage:

5000'1,524 m

Waterfront Features:

Beach Front, Dock

Waterfront:

Indirect

Shoreline:

Natural

Shoreline Allowance:

None

Water View:

Obstructive

Access to property:

Private Road, Seasonal Private Road

Water Body Name:

Lake Vernon

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Public

Other Details:

Utilities Cable:

No

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

Available

Utilities Water:

No

Sewers:

No

Energy Certification:

No

Green Property Information Statement:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Physically Handicapped-Equipped:

No

Listing Info:

Date Listed:

Mar 19, 2025

Original Price:

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Previous Price:

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Listed by Coldwell Banker Thompson Real Estate

Data was last updated July 16, 2025 at 04:15 AM (UTC)

Area Statistics

Listings on market:

23

Avg list price:

$350,000

Min list price:

$114,900

Max list price:

$2,495,000

Avg days on market:

78

Min days on market:

13

Max days on market:

475

These statistics are generated based on the current listing's property type and located in Stisted. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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• Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.