Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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17 WATER ACCESS, LAKE NIPISSING

Nipissing Parry Sound P0H 1W0

$324,900

Residential Freehold beds: 3 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12320595

Bedrooms:

3

Bathrooms:

1

• Photos (22)

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Welcome to 17 Muskie Bay located on the south shore of Lake Nipissing. A scenic 15-minute boat ride from Hunters Bay Marina, Wades Landing, and Fish Bay Marina.This water access property boasts 150 feet of waterfrontage and backs directly onto thousands of acres of Crown Land. Built in 1964 this 700 sq-ft. well-maintained 3-bedroom cottage could be the little piece of serenity and adventure you've been searching for. Some of the features include a pebbled beach with a sandy bottom, dock, boat-lift, 2-piece bathroom and a separate shower room with on-demand hot water, 8x10 storage shed, 2 propane fridges, oven, water pump, generator, and furnishings.The lake is calling and I must go!

General Info:

Under Contract:

None

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow

Approx. Age:

51-99

Total Approx Floor Area:

700-1100

Lot Size:

.50-1.99

Depth:

200'61 m

Frontage:

150'45.7 m

Lot Shape:

Irregular

Topography:

Wooded/Treed

Direction Faces:

South

Bedrooms:

3

Bathrooms:

1.0

Water supply:

Other

Kitchens:

1

Bedrooms Above Grade:

3

Kitchens Above Grade:

1

Rooms Above Grade:

7

Zoning:

LSR

Additional Info:

Heating type:

Other

Heating Fuel:

Wood

Fireplaces:

1

Foundation:

Block, Poured Concrete

Roof:

Metal

Basement:

None

Fireplace Features:

Wood

Fireplace/Stove:

Yes

Alternative Power:

Generator-Wired

Garage:

None

Garage Spaces:

0.0

Other Structures:

Shed, Storage

Parking Spaces:

0

Total Parking Spaces:

0.0

Family Room:

Yes

Possession Details:

TBD

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$1,519 / 2024

Assessment:

$- / -

Listing Area:

Nipissing

Listing Sub-Area:

Nipissing

County Or Parish:

Parry Sound

Property Features / Area Influences:

Beach, Lake/Pond, Waterfront, Wooded/Treed

Interior Features:

Generator - Full, Propane Tank, Primary Bedroom - Main Floor, Other

Exterior Features:

Deck, Fishing, Seasonal Living

Easement/ Restrictions:

Unknown

Rental Items:

NONE

Inclusions:

Propane tanks, Propane stove, 2 Propane fridges, 2 Generators, 1 Pump, All cottage contents and furniture, Boat lift, Dock.

Lease to Own Equipment:

None

Exterior Finish:

Wood

Water Frontage:

150'45.72 m

Waterfront Features:

Beach Front, Dock, Boat Lift

Waterfront:

Direct

Shoreline:

Sandy

Shoreline Allowance:

Owned

Shoreline Exposure:

South

View:

Bay, Beach, Forest, Lake, Trees/Woods, Water

Water View:

Direct

Access to property:

By Water, Private Docking

Water Body Name:

Lake Nipissing

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Private

Room Information:

Floor

Type

Size

Other

Main

Family Room

15'10¾"4.85 m × 11'10"3.61 m

Main

Kitchen

27'7"8.41 m × 10'3.05 m

Combined w/Dining

Main

Pantry

7'1"2.16 m × 4'7"1.40 m

Main

Primary Bedroom

9'2.74 m × 7'1"2.16 m

Main

Bedroom 2

9'2.74 m × 7'10"2.39 m

Main

Bedroom 3

8'10"2.69 m × 6'2"1.88 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

2

0' x 0' 2 Pc Bath, Separate Shower

Other Details:

Utilities Cable:

No

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Water Supply Types:

Lake/River

Sewers:

No

Special Designation:

Unknown

Sewers:

Septic

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Aug 01, 2025

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Listed by Royal LePage Northern Life Realty, Brokerage

Data was last updated August 2, 2025 at 12:15 PM (UTC)

Area Statistics

Listings on market:

19

Avg list price:

$699,999

Min list price:

$279,900

Max list price:

$2,599,900

Avg days on market:

54

Min days on market:

1

Max days on market:

772

These statistics are generated based on the current listing's property type and located in Nipissing. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.