Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
149 Horseshoe Circle
Georgina
L0E 1N0
$68,000
Residential Freehold
beds: 2
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- N13585646
- Bedrooms:
- 2
- Bathrooms:
- 1
- Photos (14)
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- Send listing
- Mortgage calculator
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Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- MobileTrailer
- Home Style:
- Other
- Approx. Age:
- 6-15
- Total Approx Floor Area:
- < 700
- Lot Depth:
- 60'
- Lot Frontage:
- 30'
- Direction Faces:
- West
- Bedrooms:
- 2
- Bathrooms:
- 1.0
- Water supply:
- Municipal
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 4
- Heating type:
- Forced Air
- Heating Fuel:
- Gas
- Foundation:
- Not Applicable
- Roof:
- Flat
- Basement:
- None
- Fireplace/Stove:
- No
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Garden Shed
- Parking Features:
- Front Yard Parking
- Parking Spaces:
- 2
- Total Parking Spaces:
- 2.0
- Family Room:
- Yes
- Pool:
- Inground
- HST Applicable To Sale Price:
- Not Subject to HST
- Taxes:
- $0 / 2026
- Assessment:
- $- / -
- York
- Georgina
- Pefferlaw
- Campground
- Primary Bedroom - Main Floor, Propane Tank
- Deck, Seasonal Living, Backs On Green Belt
- n/a
- Brand new deck, garden shed, indoor and outdoor furniture, propane tank
- Vinyl Siding
- No
- Floor
- Type
- Size
- Other
- Flat
- Living Room
- 4' × 3'6"
- Combined w/Kitchen
- Flat
- Kitchen
- 4' × 3'6"
- Combined w/Living, B/I Appliances, Double Sink
- Flat
- Bedroom
- 3' × 3'
- Flat
- Bedroom 2
- 3' × 3'
- Utilities Water:
- Yes
- Water Supply Types:
- Lake/River
- Special Designation:
- Landlease
- Sewers:
- Septic
- Air Conditioning:
- Wall Unit(s)
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Builder:
- H L Enterprise Inc
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.