Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
1438 Echo Lake Road
Muskoka
P0B 1A0
$385,000
Residential Freehold
beds: 2
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12211936
- Bedrooms:
- 2
- Bathrooms:
- 1
- Photos (34)
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- Mortgage calculator
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Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- Other
- Home Style:
- Bungalow
- Total Approx Floor Area:
- < 700
- Depth:
- 335'
- Frontage:
- 117'
- Direction Faces:
- South
- Bedrooms:
- 2
- Bathrooms:
- 1.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 4
- Heating type:
- Baseboard
- Heating Fuel:
- Electric
- Foundation:
- Unknown
- Roof:
- Metal, Other
- Basement:
- None
- Fireplace/Stove:
- No
- Garage:
- None
- Garage Spaces:
- 0.0
- Parking Spaces:
- 4
- Total Parking Spaces:
- 4.0
- Family Room:
- Yes
- Pool:
- None
- HST Applicable To Sale Price:
- Included In
- Taxes:
- $1,322.56 / 2024
- Assessment:
- $- / -
- Lake of Bays
- Mclean
- Muskoka
- Beach, Lake Access, River/Stream, Waterfront, Ravine, Lake/Pond
- Primary Bedroom - Main Floor
- None
- All Electric, lighting and fixtures, Fridge, Stove, Microwave, Water motor, water heater(not installed).
- TV, 4 Bar Stools and personal items including camping chairs, sleeping bags etc.
- Board & Batten
- Beach Front, Waterfront-Road Between, Boat Launch
- Indirect
- Lake
- Direct
- Year Round Municipal Road
- Echo Lake
- Lake
- Floor
- Type
- Size
- Other
- Main
- Living Room
- 14' × 12'
- Main
- Kitchen
- 12'2" × 10'1"
- Main
- Bedroom
- 12'2" × 11'1"
- Main
- Bedroom 2
- 12'3" × 11'2"
- Water Supply Types:
- Lake/River
- Special Designation:
- Unknown
- Sewers:
- Holding Tank
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.