Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
14 81 Laguna Parkway
Simcoe
L0K 1B0
$472,900
Residential Condo & Other
beds: 2
baths: 2.0
- Status:
- Active
- Prop. Type:
- Residential Condo & Other
- MLS® Num:
- S12289443
- Bedrooms:
- 2
- Bathrooms:
- 2
- Photos (41)
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- Mortgage calculator
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- Property Type:
- Residential Condo & Other
- Property Sub Type:
- Condo Townhouse
- Home Style:
- 2-Storey
- Total Approx Floor Area:
- 1000-1199
- Topography:
- Dry, Flat
- Exposure:
- East West
- Bedrooms:
- 2
- Bathrooms:
- 2.0
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 10
- Heating type:
- Baseboard
- Heating Fuel:
- Electric
- Fireplaces:
- 1
- Storey:
- 1
- Roof:
- Shingles
- Balcony:
- None
- Basement:
- Crawl Space
- Fireplace/Stove:
- Yes
- Alternative Power:
- Unknown
- Garage:
- None
- Garage Spaces:
- 0.0
- Parking Type:
- Exclusive
- Parking Spaces:
- 1
- Total Parking Spaces:
- 1.0
- Parking Spot #1:
- 14
- Locker Number:
- 14
- Locker Level:
- 1
- Locker Unit:
- 14
- Locker:
- Owned
- Rural services:
- Electricity Connected, Cable Available, Garbage Pickup, Internet High Speed, Street Lights, Telephone Available
- Family Room:
- No
- Possession Details:
- Flexible
- HST Applicable To Sale Price:
- Included In
- Maintenance Fee:
- $700
- Maintenance fees include:
- None, Building Insurance Included
- Taxes:
- $2,813.41 / 2025
- Assessment:
- $- / -
- Ramara
- Brechin
- Simcoe
- Beach, Park, Waterfront
- Water Heater Owned
- Awnings, Deck, Fishing, Year Round Living
- Unknown
- Restricted
- Propane Tank
- Stucco (Plaster), Vinyl Siding
- Communal Waterfront Area, Visitor Parking, Playground, Private Marina
- No
- Canal Front
- Direct
- Soft Bottom
- None
- Direct
- Year Round Municipal Road, Public Docking
- Canal
- Lake Simcoe
- Lake
- Not Applicable
- Public
- Floor
- Type
- Size
- Other
- Main
- Foyer
- 5'1" × 4'2"
- Laminate, Carpet Free
- Main
- Kitchen
- 9'1½" × 9'
- Laminate, Centre Island, Breakfast Area
- Main
- Dining Room
- 9'1½" × 5'8½"
- Laminate
- Main
- Living Room
- 14'8" × 10'11"
- Laminate, Fireplace, W/O To Deck
- Main
- Bedroom 2
- 12'1" × 10'10"
- Laminate, Window, Closet
- Main
- Laundry
- 3'6½" × 2'4"
- Second
- Primary Bedroom
- 30'1" × 14'8"
- 4 Pc Ensuite, Laminate, Large Window
- Floor
- Ensuite
- Pieces
- Other
- Main
- No
- 3
- 4'9" x 7'8" 3 Pc Bath
- Second
- Yes
- 4
- 6'6" x 7'2" 4 Pc Ensuite
- Special Designation:
- Unknown
- Air Conditioning:
- Wall Unit(s)
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Laundry Access:
- Ensuite
- Laundry Level:
- Main Level
- Condo Corporation Number:
- 51
- Property Management Company:
- Alpha Omega Property Management
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- Listings on market:
- 20
- Avg list price:
- $506,824
- Min list price:
- $349,000
- Max list price:
- $700,000
- Avg days on market:
- 34
- Min days on market:
- 1
- Max days on market:
- 90
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
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- Houses for Sale near Caledonia and Eglinton West
- Condos for Sale in Toronto Under $400K
- Aurora Homes For Sale
- Bradford Homes For Sale
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- Toronto Homes For Sale
- Brampton Homes For Sale
- Uxbridge Homes For Sale
- Vaughan Homes For Sale
- Stouffville Homes For Sale
- Mississauga Homes For Sale
Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.