Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
134 Bessie Street
Elgin
N5L 1E1
$425,000
Residential Freehold
beds: 2
baths: 1.0
- Status:
- Sold
- Sold Date:
- Aug 02, 2025
- Listed Price:
- $425,000
- Sold Price:
- $425,000
- Sold in:
- 11 days
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12299335
- Bedrooms:
- 2
- Bathrooms:
- 1
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Approx. Age:
- 51-99
- Total Approx Floor Area:
- 700-1100
- Lot Size:
- <.50
- Depth:
- 50'
- Frontage:
- 40'
- Lot Shape:
- Rectangular
- Topography:
- Flat
- Direction Faces:
- West
- Bedrooms:
- 2
- Bathrooms:
- 1.0
- Water supply:
- Municipal
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 7
- Fractional Ownership:
- No
- Zoning:
- Single Family
- Assignment:
- No
- Heating type:
- Other
- Heating Fuel:
- Gas
- Fireplaces:
- 1
- Foundation:
- Concrete Block
- Roof:
- Asphalt Shingle
- Basement:
- Crawl Space
- Fireplace Features:
- Natural Gas
- Fireplace/Stove:
- Yes
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Garden Shed
- Parking Spaces:
- 2
- Total Parking Spaces:
- 3.0
- Family Room:
- Yes
- Possession Details:
- Flexible
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Assessment Year:
- 2024
- Development Charges Paid:
- No
- Taxes:
- $2,677 / 2024
- Assessment:
- $- / 2024
- Central Elgin
- Port Stanley
- Elgin
- Water Heater
- Deck, Landscaped, Privacy
- Fridge, stove, microwave, BBQ, window coverings, smoke detector, carbon monoxide detector, sofa & couch in sunroom, double bed, futon in living room, all small appliances (toaster oven, coffee maker & kettle), pots pans, dishes, cutlery, cooking utensils, drinking glasses, coffee mugs, BBQ utensils, propane tank for BBQ, TV stand in living room, coffee table & end tables in living room, dining table & chairs, vacuum cleaner in sunroom, and lawn mower in tool shed.
- None
- Vinyl Siding
- No
- Beach, Water
- Lake Erie
- Lake
- Floor
- Type
- Size
- Other
- Main
- Sunroom
- 24'8" × 7'3¾"
- Main
- Family Room
- 18'1" × 16'8"
- Main
- Bedroom
- 8'7" × 8'4¾"
- Main
- Bedroom 2
- 8'7" × 8'5"
- Main
- Kitchen
- 11'6" × 9'7"
- Main
- Utility Room
- 7'7" × 6'6¾"
- Floor
- Ensuite
- Pieces
- Other
- Main
- No
- -
- 6'10" x 7'7"
- UFFI:
- No
- Utilities Cable:
- Yes
- Utilities Telephone:
- Available
- Utilities Gas:
- Yes
- Utilities Hydro:
- Yes
- Utilities Water:
- Yes
- Sewers:
- Yes
- Energy Certification:
- No
- Green Property Information Statement:
- No
- Special Designation:
- Unknown
- Sewers:
- Sewer
- Air Conditioning:
- Wall Unit(s)
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Physically Handicapped-Equipped:
- No
- Date Listed:
- Jul 22, 2025
-
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
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- Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.