Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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130 1501 Line 8 Road

106 - Queenston Niagara L0S 1J0

$94,900

Residential Freehold beds: 2 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12270487

Bedrooms:

2

Bathrooms:

1

• Photos (26)

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Welcome to Unit 130 Peachview Drive an immaculate 2-bedroom, 1-bath 2016 Chestnut model vacation cottage that offers impressive upgrades and exceptional space you truly have to see to believe. With 640 sq. ft. of beautifully maintained living area, this cottage features a stunning gable-roofed living and dining space highlighted by two large patio doors that flood the interior with natural light. Thoughtful upgrades throughout add a modern, bright, and stylish touch, making this a true standout within Vine Ridge Resort. Enjoy the flexibility of double decks perfect for entertaining or relaxing and a spacious, well-built shed ideal for storing gear or creating your own private retreat. Nestled in a prime location within the resort and surrounded by the picturesque vineyards of Niagara-on-the-Lake, this cottage offers not only comfort but convenience, just moments from the Niagara Parkway. Owners enjoy access to a full suite of amenities, including a 4000 sq ft fun pool, a second heated swimming pool, multi-sport courts for basketball, pickleball, and tennis, kids play areas, beach soccer, horseshoe pits, and on-site laundry and store. Unit 130 is one of the most unique and well-finished cottages available move-in ready and waiting for your summer memories to begin. Financing available $21,400 down/ $239 weekly

General Info:

Property Type:

Residential Freehold

Property Sub Type:

MobileTrailer

Home Style:

Other

Approx. Age:

6-15

Total Approx Floor Area:

< 700

Direction Faces:

East

Bedrooms:

2

Bathrooms:

1.0

Water supply:

Municipal

Kitchens:

1

Bedrooms Above Grade:

2

Kitchens Above Grade:

1

Rooms Above Grade:

6

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Gas

Foundation:

Other

Roof:

Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Features:

Front Yard Parking

Parking Spaces:

2

Total Parking Spaces:

2.0

Family Room:

No

Possession Details:

Flexible

Pool:

None

Financial Info:

HST Applicable To Sale Price:

In Addition To

Taxes:

$0 / 2025

Assessment:

$- / -

Listing Area:

Niagara-on-the-Lake

Listing Sub-Area:

106 - Queenston

County Or Parish:

Niagara

Property Features / Area Influences:

Golf, Greenbelt/Conservation, Lake Access, Marina

Interior Features:

Other

Rental Items:

None

Exterior Finish:

Vinyl Siding

Other Details:

Special Designation:

Landlease

Sewers:

Septic

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jul 08, 2025

Original Price:

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Previous Price:

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Listed by REVEL Realty Inc., Brokerage

Data was last updated July 9, 2025 at 02:15 PM (UTC)

Area Statistics

Listings on market:

10

Avg list price:

$123,450

Min list price:

$109,900

Max list price:

$169,900

Avg days on market:

51

Min days on market:

1

Max days on market:

272

These statistics are generated based on the current listing's property type and located in 106 - Queenston. Average values are derived using median calculations.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.