Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
13 Horseshoe Bay Road
Haldimand
N1A 2W8
$499,000
Residential Freehold
beds: 3
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12151678
- Bedrooms:
- 3
- Bathrooms:
- 1
- Photos (44)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Approx. Age:
- 51-99
- Total Approx Floor Area:
- 700-1100
- Depth:
- 0'
- Frontage:
- 60'⅛"
- Direction Faces:
- South
- Bedrooms:
- 3
- Bathrooms:
- 1.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 6
- Heating type:
- Radiant
- Heating Fuel:
- Electric
- Foundation:
- Concrete Block, Post & Pad
- Roof:
- Asphalt Shingle
- Basement:
- None
- Fireplace/Stove:
- No
- Alternative Power:
- None
- Garage:
- Detached
- Garage Spaces:
- 1.0
- Parking Features:
- Available
- Parking Spaces:
- 2
- Total Parking Spaces:
- 3.0
- Family Room:
- Yes
- Possession Details:
- FLEXIBLE
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- In Addition To
- Taxes:
- $3,468.36 / 2024
- Assessment:
- $- / -
- Haldimand
- Dunnville
- Haldimand
- Beach, Campground, Clear View, Cul de Sac/Dead End, Golf, Lake Backlot
- Water Heater Owned
- Unknown
- ALL ATTACHED WINDOW COVERINGS & RELATED HARDWARE, ALL ATTACHED INTERIOR & EXTERIOR LIGHT FIXTURES, ALL BATHROOM MIRRORS, FRIDGE, STOVE, WORKBENCH IN GARAGE, HOT WATER HEATER
- Vinyl Siding
- Waterfront-Deeded Access
- Direct
- Sandy
- None
- Direct
- Municipal Road
- Lake Erie
- Lake
- Not Applicable
- None
- Floor
- Type
- Size
- Other
- Main
- Kitchen
- 10'6" × 10'
- Main
- Living Room
- 19'5" × 10'6"
- Combined w/Dining
- Main
- Family Room
- 13'2" × 10'8"
- Main
- Bedroom
- 8'5" × 8'
- Main
- Bedroom
- 8'5" × 8'
- Main
- Bedroom
- 9'6" × 8'5"
- Floor
- Ensuite
- Pieces
- Other
- Main
- No
- 2
- 5' x 4'1" 2 Pc Bath
- Special Designation:
- Unknown
- Sewers:
- Septic
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
-
Photo 1 of 44 -
Photo 2 of 44
-
Photo 3 of 44
-
Photo 4 of 44
-
Photo 5 of 44
-
Photo 6 of 44
-
Photo 7 of 44
-
Photo 8 of 44
-
Photo 9 of 44
-
Photo 10 of 44
-
Photo 11 of 44
-
Photo 12 of 44
-
Photo 13 of 44
-
Photo 14 of 44
-
Photo 15 of 44
-
Photo 16 of 44
-
Photo 17 of 44
-
Photo 18 of 44
-
Photo 19 of 44
-
Photo 20 of 44
-
Photo 21 of 44
-
Photo 22 of 44
-
Photo 23 of 44
-
Photo 24 of 44
-
Photo 25 of 44
-
Photo 26 of 44
-
Photo 27 of 44
-
Photo 28 of 44
-
Photo 29 of 44
-
Photo 30 of 44
-
Photo 31 of 44
-
Photo 32 of 44
-
Photo 33 of 44
-
Photo 34 of 44
-
Photo 35 of 44
-
Photo 36 of 44
-
Photo 37 of 44
-
Photo 38 of 44
-
Photo 39 of 44
-
Photo 40 of 44
-
Photo 41 of 44
-
Photo 42 of 44
-
Photo 43 of 44
-
Photo 44 of 44
Virtual Tour
- Listings on market:
- 72
- Avg list price:
- $699,450
- Min list price:
- $279,900
- Max list price:
- $1,889,900
- Avg days on market:
- 60
- Min days on market:
- 5
- Max days on market:
- 502
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
- Condos for Sale in Toronto Under $350K
- Waterfront Cottages for Sale in Ontario under $300000
- Houses for Sale Richmond Hill under $500000
- Houses for Sale near Caledonia and Eglinton West
- Condos for Sale in Toronto Under $400K
- Aurora Homes For Sale
- Bradford Homes For Sale
- King City Homes For Sale
- Markham Homes For Sale
- Newmarket Homes For Sale
- Richmond Hill Homes For Sale
- Thornhill Homes For Sale
- Toronto Homes For Sale
- Brampton Homes For Sale
- Uxbridge Homes For Sale
- Vaughan Homes For Sale
- Stouffville Homes For Sale
- Mississauga Homes For Sale
Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.