Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.
12645 Schooley Road
Niagara
L0S 1V0
$349,900
Residential Freehold
beds: 3
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12146360
- Bedrooms:
- 3
- Bathrooms:
- 1
- Photos (31)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Under Contract:
- None
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- 1 1/2 Storey
- Approx. Age:
- 51-99
- Total Approx Floor Area:
- 700-1100
- Depth:
- 152'6"
- Frontage:
- 86'
- Direction Faces:
- West
- Bedrooms:
- 3
- Bathrooms:
- 1.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 9
- Ensuite Laundry:
- No
- Heating type:
- Other
- Heating Fuel:
- Gas
- Fireplaces:
- 1
- Foundation:
- Block
- Roof:
- Asphalt Shingle
- Basement:
- Crawl Space
- Fireplace Features:
- Natural Gas, Living Room
- Fireplace/Stove:
- Yes
- Alternative Power:
- None
- Garage:
- None
- Garage Spaces:
- 0.0
- Parking Features:
- Front Yard Parking
- Parking Spaces:
- 4
- Total Parking Spaces:
- 4.0
- Family Room:
- Yes
- Possession Details:
- Flexible
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Assessment Year:
- 2024
- Taxes:
- $2,652 / 2024
- Assessment:
- $- / 2024
- Wainfleet
- 880 - Lakeshore
- Niagara
- Water Heater Owned
- Unknown
- None
- Other
- Waterfront-Deeded Access
- Indirect
- Sandy
- None
- Obstructive
- Year Round Municipal Road
- Lake Erie
- Lake
- Not Applicable
- None
- Utilities Gas:
- Yes
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Water Supply Types:
- Cistern
- Sewers:
- No
- Special Designation:
- Unknown
- Sewers:
- Septic
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Date Listed:
- May 14, 2025
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Deeded beach access - only a 60 second walk away!
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Generous double lot!
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Front Porch
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Front Porch
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Main floor primary bedroom
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- Listings on market:
- 27
- Avg list price:
- $699,900
- Min list price:
- $349,900
- Max list price:
- $1,400,000
- Avg days on market:
- 50
- Min days on market:
- 1
- Max days on market:
- 346
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Explore Affordable Cottages Across Ontario
These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.
- Waterfront and inland cottages under $500K
- Cozy cabins, A-frames, and seasonal retreats
- Many listings with decks, wood-burning stoves, and lake access
- Located near popular outdoor destinations like Georgian Bay and Haliburton
Why Choose a Cottage in Ontario Under $500 000?
Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:
- Quiet relaxation and outdoor adventure
- Strong resale or rental potential
- Proximity to major cities like Toronto and Ottawa
- Entry-level pricing for first-time buyers and vacation homeowners
Navigating the Cottage Buying Process
Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.
Maximizing Exposure for Your Ontario Cottage
If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.
Start Your Cottage Search Today
Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.
2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.
3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.
4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.
5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.