Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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1186 Fantham Road

Fauquier Kapuskasing P0L 1G0

$229,999

Residential Freehold beds: 3 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

T13704460

Bedrooms:

3

Bathrooms:

1

• Photos (34)

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Escape to your own Northern Ontario retreat! Nestled among mature trees in the welcoming community of Fauquier, this beautifully maintained 4-season cottage offers the perfect place to relax, entertain and make lasting family memories. Approximately 750 sq. ft. including the sunroom, this charming cottage is filled with warm pine and features cathedral ceilings, a cozy wood stove, 3 bedrooms (1 main floor and 2 loft), full bathroom with tub/shower, electric heat and A/C.Outside is where this property truly shines! Enjoy an expansive deck, above-ground resin pool, full-size hot tub in a screened gazebo and a beautiful fire pit area surrounded by trees. The sale includes TWO adjoining leased lots, with the corner lot providing fantastic extra space for family gatherings, guest camping, recreation or additional parking. Located directly across a quiet road from the lake and surrounded by Northern Ontario wilderness. Year-round maintained road with weekly garbage and recycling service. Water softener and certified reverse-osmosis drinking water system. Fridge, stove, washer, dryer, most furniture, dishes and many household items are included-making this a wonderful turnkey getaway. Combined lease and road maintenance fees for both lots are only $2,400/year. Come experience the peace, privacy and charm of Northern cottage life! *For Additional Property Details Click The Brochure Icon Below*

Documents & Links:

Sales Brochure

Sound Bite

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

1 1/2 Storey

Total Approx Floor Area:

700-1100

Lot Depth:

0'0 m

Lot Frontage:

0'0 m

Direction Faces:

West

Bedrooms:

3

Bathrooms:

1.0

Water supply:

Other

Kitchens:

1

Bedrooms Above Grade:

3

Kitchens Above Grade:

1

Rooms Above Grade:

3

Additional Info:

Heating type:

Baseboard

Heating Fuel:

Electric

Foundation:

Wood

Roof:

Metal

Basement:

Crawl Space

Fireplace/Stove:

Yes

Garage:

None

Garage Spaces:

0.0

Other Structures:

Garden Shed, Workshop

Parking Features:

Private

Parking Spaces:

6

Total Parking Spaces:

6.0

Family Room:

Yes

Possession Details:

Flexible

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Not Subject to HST

Taxes:

$1,726 / 2025

Assessment:

$- / -

County:

Cochrane

Listing Area:

Kapuskasing

Listing Sub-Area:

Fauquier

Interior Features:

Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater, Water Treatment

Security Features:

Smoke Detector, Carbon Monoxide Detectors

Exclusions:

Property taxes, Land Lease

Exterior Finish:

Vinyl Siding

Water Body Type:

Lake

Room Information:

Floor

Type

Size

Other

Main

Kitchen

16'5"5.00 m × 13'1½"4.00 m

Main

Living Room

13'1½"4.00 m × 13'1"3.99 m

Main

Bedroom

13'1½"4.00 m × 13'1½"4.00 m

Main

Bedroom 2

13'1½"4.00 m × 9'10"3.00 m

Main

Bedroom 3

13'1½"4.00 m × 9'10"3.00 m

Other Details:

Water Supply Types:

Lake/River

Special Designation:

Landlease

Sewers:

Holding Tank

Air Conditioning:

Wall Unit(s)

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Aug 23, 2026

Original Price:

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Previous Price:

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Listed by ICI SOURCE REAL ASSET SERVICES INC.

Data was last updated August 24, 2026 at 05:15 PM (UTC)

Area Statistics

Listings on market:

58

Avg list price:

$254,900

Min list price:

$103,900

Max list price:

$1,189,000

Avg days on market:

65

Min days on market:

1

Max days on market:

285

These statistics are generated based on the current listing's property type and located in Kapuskasing. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.