Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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1143 Wabalac Road

917 - Lanark Highlands (Darling) Twp Lanark Highlands K0A 1P0

$399,000

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12955630

• Photos (14)

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Design and build your dream home or cottage on this stunning 1.58-acre waterfront property, featuring over 230 feet of frontage along the serene waters of White Lake. Nestled in a peaceful and private setting, the lot offers a gentle slope to the water and is surrounded by mature pine trees, creating a natural, low-maintenance landscape with pine needle ground cover instead of grass. A cleared building site and driveway are already in place, perfectly tucked beneath the forest canopy. Enjoy endless outdoor activities right from your doorstep, such as paddleboarding, kayaking, and canoeing around nearby islands. With Crown land as your neighbour, your privacy is assured. The area is home to a mix of well-established year-round residences and charming cottages, as well as a nearby public boat launch. Cedar Cove Resort, with its marina and restaurant, is just a short boat ride away. For even more recreation, Calabogie is nearby, offering hiking, skiing, dining, shopping, and golf. Hydro is available at the lot line, and Wabalac Road is maintained year-round with no association fees. Located approximately 1.5 hours from downtown Ottawa. Please note: All visitors must be accompanied by a Realtor. Do not enter the property without a confirmed showing.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Lot Size:

.50-1.99

Lot Depth:

356'11"109 m

Lot Frontage:

233'½"71 m

Topography:

Level, Partially Cleared, Wooded/Treed

Direction Faces:

South

Bedrooms:

0

Bathrooms:

0.0

Kitchens:

0

Fractional Ownership:

No

Additional Info:

Alternative Power:

None

Parking Features:

Private, Lane

Parking Spaces:

6

Total Parking Spaces:

6.0

Rural services:

Electricity On Road

Possession Details:

Immediate or TBA

Financial Info:

HST Applicable To Sale Price:

In Addition To

Assessment Year:

2025

Development Charges Paid:

Unknown

Taxes:

$1,597.74 / 2025

Assessment:

$- / 2025

County:

Lanark

Listing Area:

Lanark Highlands

Listing Sub-Area:

917 - Lanark Highlands (Darling) Twp

Property Features / Area Influences:

Clear View, Lake Access, Level, Part Cleared, Waterfront, Wooded/Treed

Easement/ Restrictions:

Subdivision Covenants

Water Frontage:

230'70 m

Waterfront Features:

Marina Services, Waterfront-Deeded

Waterfront:

Direct

Shoreline:

Natural

Shoreline Allowance:

Owned

Shoreline Exposure:

South

View:

Lake

Water View:

Direct, Unobstructive

Access to property:

Year Round Municipal Road

Water Body Name:

White Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Public

Other Details:

Utilities Cable:

No

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

No

Utilities Water:

No

Sewers:

No

Special Designation:

Unknown

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Apr 03, 2026

Original Price:

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Previous Price:

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Listed by ROYAL LEPAGE TEAM REALTY

Data was last updated April 4, 2026 at 12:15 PM (UTC)

Area Statistics

Listings on market:

22

Avg list price:

$179,900

Min list price:

$124,900

Max list price:

$799,900

Avg days on market:

109

Min days on market:

1

Max days on market:

252

These statistics are generated based on the current listing's property type and located in Lanark Highlands. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.