1115 Highway 124 in Whitestone: Dunchurch House for sale : MLS®# X14034672
Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
NATURAL CHARM, COUNTRY LIVING & SO MUCH POTENTIAL! Tucked just off the highway on a beautiful property just under an acre, this charming country home offers a wonderful opportunity to enjoy a peaceful setting while staying conveniently connected to everyday essentials. Ideal for commuters travelling to work & families getting the kids to school, the location provides easy access while still offering privacy & room to enjoy the outdoors. Currently set up w/ 3 sleeping spaces, including 1 main-floor bedroom & 2 upper-floor sleeping areas, the home also features convenient main-floor laundry & an enclosed porch area. Step outside & discover the property's natural charm, including a pond, lovely rock gardens, natural landscaping & level outdoor space where kids can run, play & explore. Generous road frontage provides an open feel & adds to the property's possibilities. Located near the welcoming community of Dunchurch, you'll appreciate having amenities close by, including a community centre, nursing station, convenience/amenity store & restaurant. A public beach & boat launch provide access to beautiful, expansive Whitestone Lake, perfect for swimming, boating, fishing & spending memorable days on the water. Whether you're searching for a full-time residence, a country retreat or a property where you can bring your own ideas to life, this is a location worth exploring. The home has a cozy, lived-in character & an inviting country feel, plus plenty of potential for the next owner to make it their own. W/ some TLC, thoughtful updates & personal touches, you can bring this property to its fullest potential while enjoying all the benefits of cottage country living. A convenient setting, natural surroundings, generous frontage & opportunity to add value make this an appealing option for anyone looking for space, charm & possibilities. Take a look & imagine what you could create here! Click on the media arrow for video.
Data was last updated October 15, 2026 at 04:15 PM (UTC)
Area Statistics
Listings on market:
26
Avg list price:
$699,000
Min list price:
$259,900
Max list price:
$2,750,000
Avg days on market:
75
Min days on market:
0
Max days on market:
700
These statistics are generated based on the current listing's property type
and located in
Whitestone. Average values are
derived using median calculations. This data is not produced by
the MLS® system.
• 2-3 bedrooms with cozy interiors and rustic charm • Waterfront access or proximity to lakes, trails, and parks • Seasonal or winterized structures with wood-burning stoves • Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape • Lower property taxes and maintenance costs • Potential for Airbnb or seasonal rental income • Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers? Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range? Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000? Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it? Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.