Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
1068 Holiday Park Drive
Muskoka
P1L 1W9
$449,000
Residential Freehold
beds: 2
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12260643
- Bedrooms:
- 2
- Bathrooms:
- 1
- Photos (26)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Total Approx Floor Area:
- 700-1100
- Depth:
- 182'1"
- Frontage:
- 100'
- Lot Shape:
- Rectangular
- Topography:
- Flat, Open Space
- Direction Faces:
- West
- Bedrooms:
- 2
- Bathrooms:
- 1.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 3
- Fractional Ownership:
- No
- Zoning:
- SR1
- Heating type:
- Other
- Heating Fuel:
- Wood
- Fireplaces:
- 1
- Foundation:
- Piers, Wood
- Roof:
- Asphalt Shingle
- Basement:
- None
- Fireplace Features:
- Wood Stove, Family Room
- Fireplace/Stove:
- Yes
- Alternative Power:
- Generator-Wired
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Garden Shed
- Parking Spaces:
- 6
- Total Parking Spaces:
- 6.0
- Family Room:
- Yes
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Taxes:
- $3,814 / 2025
- Assessment:
- $- / -
- Bracebridge
- Macaulay
- Muskoka
- Level, River/Stream, Waterfront, Wooded/Treed
- Carpet Free
- Privacy, Patio, Porch Enclosed, Year Round Living
- Unknown
- Propane tanks
- Everything as viewed, including water toys, play set, 2 sheds, docks
- None
- Wood, Vinyl Siding
- No
- No
- Dock, River Front
- Direct
- Sandy, Mixed, Deep
- Not Owned
- East
- River, Trees/Woods, Water
- Direct, Unobstructive
- Seasonal Private Road
- Muskoka River
- River
- Not Applicable
- Private
- Floor
- Type
- Size
- Other
- Main
- Living Room
- 23'6" × 20'
- Main
- Kitchen
- 11'9" × 11'8"
- Main
- Bedroom
- 10'6" × 10'4"
- Main
- Bedroom
- 11'6" × 8'2"
- Main
- Sunroom
- 12'3" × 12'3"
- Utilities Cable:
- Available
- Utilities Telephone:
- Available
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Special Designation:
- Unknown
- Sewers:
- Septic
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Physically Handicapped-Equipped:
- No
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Large deck and dock for lounging -
beautiful view down the Muskoka River
-
Long driveway off the road
-
Looking out towards the road
-
Level lot with shed for storage
-
Existing Sonotubes for future potential
-
Level lot facing the river
-
Photo 8 of 26
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deck and sunroom
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Photo 10 of 26
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Photo 11 of 26
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Photo 12 of 26
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Bedroom
-
Wood burning stove
-
engineered roof, open concept
-
Photo 16 of 26
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bedroom
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4 piece bathroom
-
Open concept living/dining room with river views
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Photo 20 of 26
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bedroom
-
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Photo 26 of 26
- Listings on market:
- 61
- Avg list price:
- $765,000
- Min list price:
- $449,000
- Max list price:
- $2,895,000
- Avg days on market:
- 41
- Min days on market:
- 3
- Max days on market:
- 376
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
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- Condos for Sale in Toronto Under $400K
- Aurora Homes For Sale
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.