Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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1035 Dark Lake Road

Highlands East Haliburton K0L 3C0

$275,000

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12285079

• Photos (22)

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This 1.77-acre waterfront lot on Dark Lake offers natural beauty, privacy, and convenience, just minutes from Wilberforce. With nearly 200 feet of south-facing shoreline, enjoy all-day sun, crystal-clear water, and a hard-packed sand bottom ideal for swimming. As summer progresses, a sandy beach naturally emerges, perfect for kids and evening bonfires. Part of a scenic two-lake chain with Grace Lake, the property offers excellent boating and fishing. The ideal building site is privately tucked across the road from the lake, with an owned shore road allowance providing added value and peace of mind. The level lot includes a partially cleared site ready for your build, with hydro at the end of the road. Towering white pines frame the shoreline, while mature trees throughout create a private, serene setting. A new cell tower ensures strong reception, and access is easy via a quiet, year-round municipal road. Less than 2 minutes to town for essentials, this rare lakefront gem is the perfect spot to create your cottage country retreat.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Lot Size:

.50-1.99

Depth:

350'7¼"107 m

Frontage:

198'8"60.5 m

Topography:

Level, Partially Cleared

Direction Faces:

North

Bedrooms:

0

Bathrooms:

0.0

Water supply:

None

Kitchens:

0

Fractional Ownership:

No

Zoning:

SR1

Assignment:

No

Additional Info:

Alternative Power:

Unknown

Garage:

None

Parking Features:

Lane, Private

Parking Spaces:

6

Total Parking Spaces:

6.0

Rural services:

Cell Services, Electricity On Road

Possession Details:

Immediate

Pool:

None

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$578.83 / 2025

Assessment:

$- / -

Listing Area:

Highlands East

County Or Parish:

Haliburton

Property Features / Area Influences:

Beach, Lake/Pond, Level, Waterfront, Wooded/Treed

Security Features:

None

Easement/ Restrictions:

Unknown

Inclusions:

See Schedule C

Exclusions:

See Schedule C

Retirement:

No

Water Frontage:

652'198.67 m

Waterfront Features:

Beach Front, Waterfront-Deeded

Waterfront:

Direct

Shoreline:

Clean, Sandy

Shoreline Allowance:

Owned

Shoreline Exposure:

South

View:

Forest, Lake

Water View:

Direct

Access to property:

Year Round Municipal Road

Water Body Name:

Dark Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

None

Other Details:

Utilities Cable:

No

Utilities Telephone:

Yes

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Sewers:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jul 15, 2025

Original Price:

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Previous Price:

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Listed by RE/MAX Professionals North Baumgartner Realty

Data was last updated July 16, 2025 at 01:15 PM (UTC)

Area Statistics

Listings on market:

29

Avg list price:

$285,000

Min list price:

$117,700

Max list price:

$3,756,000

Avg days on market:

63

Min days on market:

1

Max days on market:

387

These statistics are generated based on the current listing's property type and located in Highlands East. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.