102 3 Tree Tops Lane in Huntsville: Chaffey Condo Townhouse for sale : MLS®# X13424746
Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
Quick sale needed. An incredible opportunity to own this beautiful condo built in 2019 and tucked within a private, quiet enclave in the heart of Huntsville's premier recreational area. Enjoy an exceptional lifestyle in this 2-bedroom, 2-bathroom condo featuring upscale finishes and a thoughtfully designed open-concept layout. The unit offers one set of stairs at the entry, with convenient single-level living thereafter and a walkout to the outdoors. Perfect for pet owners, the condo features durable high-end vinyl flooring and a walkout to your private ground-level patio overlooking a wall of trees. Designed for both comfort and style, the home includes in-floor heating, a cozy gas fireplace, glass shower in the ensuite, ample storage, and convenient in-suite laundry. Bright and sun-filled, the spacious layout is ideal for relaxing or entertaining after a day of skiing, golfing, boating, or exploring the outdoors. Enjoy quiet evenings on your patio while barbecuing or unwinding in nature. Owners have access to 300+ feet of sandy beachfront on beautiful Peninsula Lake-part of Huntsville's renowned 4-lake chain-complete with a beach volleyball court and playground. The property is located just down the street from Hidden Valley Highlands Ski Area, where the initiation fee is covered should you choose to become a member. The ski hill also offers extensive hiking and mountain biking trails throughout the spring, summer, and fall. Initiation fees are also covered at the nearby Mark O'Meara golf course, a prestigious ClubLink Platinum-level course. Situated across the road from Deerhurst Resort on a quiet dead-end street, you can easily walk to restaurants, the beach, ski hill, mountain biking and hiking trails, and more.This is a fantastic low-maintenance option for a year-round residence or an alternative cottage retreat. This condo allows short term rentals and unit comes furnished and equipped. An inground pool is also planned for future construction on the property.
Data was last updated June 13, 2026 at 04:15 AM (UTC)
Area Statistics
Listings on market:
18
Avg list price:
$604,500
Min list price:
$209,900
Max list price:
$999,900
Avg days on market:
43
Min days on market:
3
Max days on market:
705
These statistics are generated based on the current listing's property type
and located in
Chaffey. Average values are
derived using median calculations. This data is not produced by
the MLS® system.
• 2-3 bedrooms with cozy interiors and rustic charm • Waterfront access or proximity to lakes, trails, and parks • Seasonal or winterized structures with wood-burning stoves • Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape • Lower property taxes and maintenance costs • Potential for Airbnb or seasonal rental income • Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers? Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range? Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000? Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it? Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.