Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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0 Seguin Trail
Perry Parry Sound P0A 1J0

$499,900
Residential Freehold beds: 3 baths: 1.0

Main Photo: 0 Seguin Trail in Parry Sound: Perry House for sale : MLS®# X12123012
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12123012
Bedrooms:
3
Bathrooms:
1
If you're looking for a recreational getaway property, cottage or to do a new build with acreage and waterfront, this could be for you. A truly fantastic 154 acres surrounding an approximately 20 acre unnamed private lake (not located on Compass Lake, but in close proximity) with a 3 bedroom camp/cottage is waiting. The main area has been gutted and redone and is a great place to relax and unwind being only 2 km off the year round road with trails running through the forest. This part of the Seguin Trail is a snowmobile trail in the winter and you can drive there the rest of the year. A nice mix of acreage, waterfront and privacy. Pin number's 521660030 and 521660034 being sold together.
Property Type:
Residential Freehold
Property Sub Type:
MobileTrailer
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Lot Size:
100+
Lot Shape:
Irregular
Direction Faces:
North
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
3
Ensuite Laundry:
No
Heating type:
Other
Heating Fuel:
Wood
Foundation:
Piers
Roof:
Metal
Basement:
None
Fireplace Features:
Wood Stove
Fireplace/Stove:
Yes
Alternative Power:
Generator-Wired
Garage:
None
Garage Spaces:
0.0
Parking Spaces:
6
Total Parking Spaces:
6.0
Rural services:
Cell Services, Off Grid
Family Room:
No
Possession Details:
Flexible
Pool:
None
HST Applicable To Sale Price:
Included In
Taxes:
$1,693.54 / 2024
Assessment:
$- / -
Perry
Perry
Parry Sound
None
Recreational Area, Fishing, Privacy
Unknown
Metal/Steel Siding
Waterfront-Deeded
Direct
Mixed
None
All
Direct
Other
Compass Lake
Lake
Not Applicable
Private
Floor
Type
Size
Other
Main
Kitchen
12' × 10'4"
Main
Dining Room
12' × 10'4"
Main
Living Room
10'4" × 10'4"
Main
Other
10'4" × 8'1¼"
Main
Bedroom
12' × 10'4"
Main
Bedroom 2
12' × 8'
Main
Bedroom 3
12' × 11'
Main
Other
10'4" × 8'1"
Utilities Cable:
No
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Sewers:
Yes
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 04, 2025
Original Price:
Previous Price:
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Virtual Tour

Listed by Coldwell Banker Thompson Real Estate
Data was last updated May 5, 2025 at 06:15 AM (UTC)
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
  • Cozy cabins, A-frames, and seasonal retreats
  • Many listings with decks, wood-burning stoves, and lake access
  • Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

  • Quiet relaxation and outdoor adventure
  • Strong resale or rental potential
  • Proximity to major cities like Toronto and Ottawa
  • Entry-level pricing for first-time buyers and vacation homeowners

Navigating the Cottage Buying Process

Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

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Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.