Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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0 Pickerel River

Mowat Parry Sound Remote Area P0G 1J0

$399,000

Residential Freehold beds: 3 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12898986

Bedrooms:

3

Bathrooms:

1

• Photos (26)

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PICKEREL RIVER WATERFRONT COTTAGE. Get started in the cottage market with this rustic retreat. Approximately 900 sq ft with 3 bedrooms, combination Kitchen/Dining and a large living room overlooking the water. Perched right on the shore, the property has southern exposure with breathtaking vistas and offers miles of boating and exceptional fishing right off your dock. Very private location surrounded by Crown land on all sides and no neighbours. 263 feet of clean, deep, shoreline with a 10' x 20' dry boathouse for plenty of storage and potential to convert to additional living space. 10' x 10' screened in sunroom leads to a large deck and just steps from the dock. Accessed by boat, and only 5 minutes from the Marina

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow

Total Approx Floor Area:

700-1100

Lot Depth:

134'40.8 m

Lot Frontage:

236'71.9 m

Direction Faces:

North

Bedrooms:

3

Bathrooms:

1.0

Water supply:

Other

Kitchens:

1

Bedrooms Above Grade:

3

Kitchens Above Grade:

1

Rooms Above Grade:

6

Additional Info:

Heating type:

Baseboard

Heating Fuel:

Electric

Foundation:

Piers

Roof:

Metal, Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Alternative Power:

None

Garage:

None

Garage Spaces:

0.0

Parking Spaces:

0

Total Parking Spaces:

0.0

Family Room:

Yes

Possession Details:

Flexible

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Assessment:

$153,000

Assessment Year:

2026

Taxes:

$616.6 / 2026

Assessment:

$153,000.00 / 2026

County:

Parry Sound

Listing Area:

Parry Sound Remote Area

Listing Sub-Area:

Mowat

Interior Features:

None

Easement/ Restrictions:

Unknown

Inclusions:

Appliances, Furnishings

Exclusions:

Personal Belongings

Lease to Own Equipment:

None

Exterior Finish:

Wood

Water Frontage:

774'236 m

Waterfront Features:

Dock

Waterfront:

Direct

Shoreline:

Clean, Deep

Shoreline Allowance:

None

Shoreline Exposure:

South

Water View:

Direct

Access to property:

By Water

Water Body Name:

Pickerel River

Water Body Type:

River

Waterfront Accessory Buildings:

Dry Boathouse-Single

Docking Type:

Marina, Private

Room Information:

Floor

Type

Size

Other

Main

Kitchen

22'6.71 m × 8'2.44 m

Main

Living Room

22'6.71 m × 8'2.44 m

Main

Bedroom

8'2.44 m × 7'2.13 m

Main

Bedroom 2

8'2.44 m × 7'2.13 m

Main

Bedroom 3

7'2.13 m × 7'2.13 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

-

5' x 5'

Other Details:

Energy Certification:

No

Special Designation:

Unknown

Sewers:

Other

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Mar 19, 2026

Original Price:

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Previous Price:

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Listed by RE/MAX Parry Sound Muskoka Realty Ltd

Data was last updated April 5, 2026 at 01:15 AM (UTC)

Area Statistics

Listings on market:

33

Avg list price:

$599,000

Min list price:

$119,000

Max list price:

$2,872,525

Avg days on market:

54

Min days on market:

8

Max days on market:

668

These statistics are generated based on the current listing's property type and located in Parry Sound Remote Area. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.