Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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0 Hurdville Road

McKellar McKellar P2A 0B5

$249,000

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X13426052

• Photos (17)

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Beautiful 22 acre well treed property with frontage on a scenic small lake in McKellar Township. Nestled among mature white pines the property features a charming storage building with warm pine interior perfectly positioned to overlook the peaceful water views. A walking trail leads from the road to the lake which is large enough for fishing and paddling offering a private and tranquil setting surrounded by nature. The storage building has been built by permit. It can be a perfect little studio and used for storage until you build your dream home or cottage. The property currently has no driveway though a small parking area for one vehicle is located along the paved, year round municipally maintained road. A marked walking trail leads to the lake. An excellent opportunity for those seeking a quiet retreat or the perfect location to build a dream home or cottage. Conveniently located just 28 km from the Town of Parry Sound with golf at Lake Manitouwabing only approximately 10 minutes away. A rare chance to enjoy privacy, natural beauty and the serenity of cottage country.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Home Style:

Other

Total Approx Floor Area:

< 700

Lot Size:

10-24.99

Lot Depth:

1395'425 m

Lot Frontage:

672'205 m

Lot Shape:

Irregular

Topography:

Dry, Rolling, Wetlands, Wooded/Treed

Direction Faces:

South

Bedrooms:

0

Bathrooms:

0.0

Water supply:

None

Kitchens:

0

Bedrooms Above Grade:

0

Kitchens Above Grade:

0

Rooms Above Grade:

1

Zoning:

RU

Additional Info:

Heating Fuel:

Propane

Foundation:

Piers

Roof:

Metal

Basement:

None

Fireplace Features:

Propane

Fireplace/Stove:

Yes

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Other Structures:

Shed, Storage

Parking Features:

Front Yard Parking

Parking Spaces:

1

Total Parking Spaces:

1.0

Rural services:

Electricity On Road

Possession Details:

30 Days

Financial Info:

HST Applicable To Sale Price:

Included In

Assessment:

$42,000

Assessment Year:

2026

Taxes:

$328 / 2025

Assessment:

$42,000.00 / 2026

County:

Parry Sound

Listing Area:

McKellar

Listing Sub-Area:

McKellar

Property Features / Area Influences:

Golf, Lake Access, Waterfront, Wooded/Treed

Easement/ Restrictions:

Unknown

Inclusions:

All furniture inside storage building, propane tank, canoe, Jon boat 12 ft.

Exclusions:

Personal belongings.

Exterior Finish:

Wood

Water Frontage:

656'200 m

Waterfront Features:

Not Applicable

Waterfront:

Direct

Shoreline:

Shallow, Weedy, Natural

Shoreline Allowance:

None

Shoreline Exposure:

South West

View:

Pond, Trees/Woods, Water

Water View:

Direct

Access to property:

Municipal Road, Paved Road, Year Round Municipal Road

Water Body Name:

Beaver Pond

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

None

Other Details:

Utilities Cable:

No

Utilities Telephone:

Available

Utilities Gas:

No

Utilities Hydro:

Available

Utilities Water:

No

Water Supply Types:

None

Sewers:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jun 10, 2026

Original Price:

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Previous Price:

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Listed by Royal LePage Team Advantage Realty

Data was last updated June 17, 2026 at 04:15 AM (UTC)

Area Statistics

Listings on market:

20

Avg list price:

$224,450

Min list price:

$110,000

Max list price:

$529,900

Avg days on market:

49

Min days on market:

1

Max days on market:

266

These statistics are generated based on the current listing's property type and located in McKellar. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.