Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.

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PH3 90 Dale Avenue
Guildwood Toronto M1J 3N4

$399,000
Residential Condo & Other beds: 2 baths: 2.0

Main Photo: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 1: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 2: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 3: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 4: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 5: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 6: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 7: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 8: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 9: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 10: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 11: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 12: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 13: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 14: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 15: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 16: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 17: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 18: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 19: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 20: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 21: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 22: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 23: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 24: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 25: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 26: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 27: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 28: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 29: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 30: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 31: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 32: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 33: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 34: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Photo 35: PH3 90 Dale Avenue in Toronto: Guildwood Condo Apartment for sale (Toronto E08)  : MLS®# E12775578
Status:
Active
Prop. Type:
Residential Condo & Other
MLS® Num:
E12775578
Bedrooms:
2
Bathrooms:
2
Welcome to Penthouse 3 at 90 Dale Avenue - a bright, beautifully updated 986 sq ft top-floor home with southeast views of Lake Ontario. With no neighbors above, this penthouse delivers the kind of privacy, quiet, and natural light that instantly sets it apart. The open living and dining area is wrapped in expansive windows, creating an airy, sun-filled space with elevated sightlines and an easy flow for everyday living and entertaining. Brand New Wide-plank laminate flooring runs throughout, enhancing the open, modern feel. The layout includes two generously sized bedrooms, two bathrooms, and extensive closet space. Freshly painted and completely move-in ready, the suite has been thoughtfully upgraded with new lighting and door hardware, plus a refreshed kitchen featuring new fridge, stove/range, range hood, and dishwasher. Recent improvements also include custom blinds; a reconfigure densuite shower with glass enclosure, rain head, and handheld; an updated heating and cooling system with WiFi thermostat; mirror closet doors in the entry and bedrooms; in-suite laundry; and polished kitchen finishes such as a pull-out faucet, backsplash, and updated plumbing. All utilities and parking are included, adding exceptional value while supporting a comfortable and convenient lifestyle. Set beside the Scarborough Golf & Country Club, this location offers a rare mix of open greenspace and city convenience - steps to scenic trails and minutes to the waterfront, TTC, GO Transit, VIA Rail, shopping, and everyday amenities, with easy access to downtown Toronto. Residents enjoy well-maintained amenities including an indoor pool, gym, sauna, ample visitor parking, and hot tub, his & hers sauna, library room, and party room. A standout penthouse offering light, space, and lifestyle in a truly connected setting.
Property Type:
Residential Condo & Other
Property Sub Type:
Condo Apartment
Home Style:
Apartment
Total Approx Floor Area:
900-999
Exposure:
South East
Bedrooms:
2
Bathrooms:
2.0
Kitchens:
1
Bedrooms Above Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
4
Heating type:
Forced Air
Heating Fuel:
Gas
Storey:
17
Balcony:
None
Basement:
None
Fireplace/Stove:
No
Garage:
Underground
Garage Spaces:
1.0
Parking Features:
Underground
Parking Type:
Owned
Parking Spaces:
1
Total Parking Spaces:
1.0
Locker:
Ensuite
Family Room:
No
Possession Details:
Immediate
HST Applicable To Sale Price:
In Addition To
Maintenance Fee:
$1,009.2
Maintenance fees include:
Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Taxes:
$1,572.41 / 2025
Assessment:
$- / -
Toronto
Toronto E08
Guildwood
Clear View, Golf, Lake/Pond, Library, Place Of Worship, Public Transit
Carpet Free, Other, Storage Area Lockers
Monitored, Security System
Yes-with Restrictions
S/S Refridgerator, S/S Stove, S/S Dishwasher, Hood Range, Washer & Dryer, All ELF's and Window Covering's
Brick
Game Room, Gym, Indoor Pool, Party Room/Meeting Room, Sauna
City, Clear, Golf Course, Lake, Trees/Woods
Floor
Type
Size
Other
Main
Living Room
19' × 11'2"
Combined w/Dining
Main
Kitchen
11'2" × 6'11"
Main
Bedroom
16'1" × 10'2"
Main
Bedroom 2
14'1" × 8'10"
Special Designation:
Unknown
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Access:
Ensuite
Laundry Level:
Main Level
Condo Corporation Number:
978
Property Management Company:
Goldview Property Management
Date Listed:
Feb 10, 2026
Original Price:
Previous Price:
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    Floorplan
Listed by THE AGENCY
Data was last updated February 11, 2026 at 03:15 AM (UTC)
Area Statistics
Listings on market:
13
Avg list price:
$720,000
Min list price:
$419,000
Max list price:
$1,300,000
Avg days on market:
41
Min days on market:
1
Max days on market:
133
These statistics are generated based on the current listing's property type and located in Guildwood. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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Features of Condos for Sale in Toronto Under 400K

Affordable units in this price range typically offer:

• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates

Why Choose Toronto Condos Priced Under $400,000

• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs

Where to Find Condos for Sale in Toronto Under 400K

Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Condos for Sale in Toronto Under 400K

1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.

2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.

3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.

4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.