Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.

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4409 70 Temperance Street
Bay Street Corridor Toronto M5H 0B1

$379,000
Residential Condo & Other beds: 0 baths: 1.0

Main Photo: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 1: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 2: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 3: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 4: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 5: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 6: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 7: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 8: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 9: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 10: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 11: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 12: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 13: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 14: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 15: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 16: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 17: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 18: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 19: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 20: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 21: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 22: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 23: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 24: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 25: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 26: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Photo 27: 4409 70 Temperance Street in Toronto: Bay Street Corridor Condo Apartment for sale (Toronto C01)  : MLS®# C13612974
Status:
Active
Prop. Type:
Residential Condo & Other
MLS® Num:
C13612974
Bathrooms:
1
Studio Unit At Prestigious Indx Condos. This Corner Studio Unit is much sought after with a Walk in Closet & Balcony with Breathtaking Eastern View Of The City and Lake From The 44th Floor. Tastefully designed with Laminate Flooring throughout. Modern and Fully Equipped Kitchen with Mini Wine Cooler Fridge and Built In appliances: Dishwasher, Oven, Counter Cooktop & Microwave. For your convenience, the unit also houses a Stacked Washer & Dryer. Floor plan attached for your reference. Residents of the INDX Condos enjoy the exclusive use of the "INDX Club". Resort inspired amenities, including a state-of-the-art fitness centre, yoga and spin studio, golf simulator, billiard sand games room, poker lounge, theatre room, business and meeting facilities, elegant party lounge, rooftop terrace with BBQs, guest suites, library, and 24 hour concierge and security for worry free living. Excellently located In The Heart Of Downtown Toronto's Financial District. Close To The Eaton Centre, Queens Park, Steps to Subway & Variety Of Retailers/Restaurants. 100% Walk Score! Pls note: Some pictures are virtually staged.
Property Type:
Residential Condo & Other
Property Sub Type:
Condo Apartment
Home Style:
Apartment
Approx. Age:
6-10
Total Approx Floor Area:
0-499
Exposure:
East
Bedrooms:
0
Bathrooms:
1.0
Kitchens:
1
Bedrooms Above Grade:
0
Kitchens Above Grade:
1
Rooms Above Grade:
2
Heating type:
Forced Air
Heating Fuel:
Gas
Storey:
43
Balcony:
Open
Basement:
None
Fireplace/Stove:
No
Garage:
Underground
Garage Spaces:
0.0
Parking Type:
None
Parking Spaces:
0
Total Parking Spaces:
0.0
Locker:
Owned
Family Room:
No
HST Applicable To Sale Price:
Included In
Maintenance Fee:
$328.5
Maintenance fees include:
Heat Included, Common Elements Included, Building Insurance Included, Water Included, CAC Included
Taxes:
$2,308 / 2025
Assessment:
$- / -
Toronto
Toronto C01
Bay Street Corridor
Hospital, Public Transit
Bar Fridge, Built-In Oven, Carpet Free, Countertop Range
Alarm System, Security Guard, Concierge/Security
Yes-with Restrictions
None
All Electrical Light Fixtures, Built-In Fridge, Wall Oven, Counter Cooktop, Built-In Dishwasher, Wine Fridge, Washer, Dryer, Window Coverings.
Concrete
Concierge, Elevator, Exercise Room, Game Room, Guest Suites, Media Room
Floor
Type
Size
Other
Main
Living Room
22' × 10'6"
Combined w/Dining, Laminate, W/O To Balcony
Main
Dining Room
22' × 10'6"
Combined w/Living, Laminate
Main
Kitchen
22' × 10'6"
B/I Appliances, Laminate, Quartz Counter
Main
Bedroom
Measurements not available
Walk-In Closet(s), Laminate
Special Designation:
Unknown
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Access:
In-Suite Laundry
Condo Corporation Number:
2529
Property Management Company:
Duka property Management
Date Listed:
Jul 28, 2026
Original Price:
Previous Price:
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Data was last updated July 29, 2026 at 06:15 AM (UTC)
Area Statistics
Listings on market:
200
Avg list price:
$649,450
Min list price:
$299,000
Max list price:
$6,650,000
Avg days on market:
41
Min days on market:
0
Max days on market:
676
These statistics are generated based on the current listing's property type and located in Bay Street Corridor. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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Features of Condos for Sale in Toronto Under 400K

Affordable units in this price range typically offer:

• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates

Why Choose Toronto Condos Priced Under $400,000

• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs

Where to Find Condos for Sale in Toronto Under 400K

Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Condos for Sale in Toronto Under 400K

1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.

2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.

3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.

4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.