Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.
408 1 Cardiff Road
Toronto
M4P 0G2
$399,000
Residential Condo & Other
beds: 1
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Condo & Other
- MLS® Num:
- C12826382
- Bedrooms:
- 1
- Bathrooms:
- 1
- Photos (48)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential Condo & Other
- Property Sub Type:
- Condo Apartment
- Home Style:
- Apartment
- Approx. Age:
- 0-5
- Total Approx Floor Area:
- 500-599
- Exposure:
- West
- Bedrooms:
- 1
- Bathrooms:
- 1.0
- Kitchens:
- 1
- Bedrooms Above Grade:
- 1
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 5
- Heating type:
- Heat Pump
- Heating Fuel:
- Gas
- Storey:
- 4
- Balcony:
- Open
- Basement:
- None
- Fireplace/Stove:
- No
- Garage:
- None
- Garage Spaces:
- 0.0
- Parking Type:
- None
- Parking Spaces:
- 0
- Total Parking Spaces:
- 0.0
- Locker:
- None
- Family Room:
- No
- Possession Details:
- TBA
- HST Applicable To Sale Price:
- Included In
- Maintenance Fee:
- $331.88
- Maintenance fees include:
- Common Elements Included, Building Insurance Included
- Taxes:
- $2,303.23 / 2025
- Assessment:
- $- / -
- Toronto
- Toronto C10
- Mount Pleasant East
- Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School
- Carpet Free
- Yes-with Restrictions
- Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures
- Brick
- Bike Storage, Community BBQ, Elevator, Exercise Room, Game Room, Gym
- Floor
- Type
- Size
- Other
- Main
- Primary Bedroom
- 10'10" × 9'10"
- B/I Closet
- Main
- Kitchen
- 10'10" × 5'11"
- Stainless Steel Appl, Eat-in Kitchen, Modern Kitchen
- Main
- Living Room
- 11'2" × 10'10"
- Combined w/Dining
- Main
- Dining Room
- 11'2" × 10'10"
- Combined w/Living
- Floor
- Ensuite
- Pieces
- Other
- Main
- No
- -
- 6'11" x 7'10½"
- Special Designation:
- Unknown
- Air Conditioning:
- Central Air
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Laundry Access:
- Ensuite
- Condo Corporation Number:
- 2962
- Property Management Company:
- Integrity Property Management
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- Listings on market:
- 28
- Avg list price:
- $1,274,450
- Min list price:
- $399,000
- Max list price:
- $4,465,000
- Avg days on market:
- 38
- Min days on market:
- 1
- Max days on market:
- 156
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Features of Condos for Sale in Toronto Under 400K
Affordable units in this price range typically offer:
• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates
Why Choose Toronto Condos Priced Under $400,000
• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs
Where to Find Condos for Sale in Toronto Under 400K
Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.
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Each link provides updated listings and expert insights.
FAQs – Condos for Sale in Toronto Under 400K
1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.
2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.
3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.
4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.