Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.
2093 3045 Finch Avenue W
Toronto
M9M 0A5
$374,900
Residential Condo & Other
beds: 1
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Condo & Other
- MLS® Num:
- W12275920
- Bedrooms:
- 1
- Bathrooms:
- 1
- Photos (23)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Under Contract:
- Hot Water Tank-Gas
- Property Type:
- Residential Condo & Other
- Property Sub Type:
- Condo Townhouse
- Home Style:
- Stacked Townhouse
- Approx. Age:
- 16-30
- Total Approx Floor Area:
- 500-599
- Exposure:
- South East
- Bedrooms:
- 1
- Bathrooms:
- 1.0
- Kitchens:
- 1
- Bedrooms Above Grade:
- 1
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 4
- Heating type:
- Forced Air
- Heating Fuel:
- Gas
- Storey:
- 2
- Foundation:
- Concrete
- Balcony:
- Open
- Basement:
- None
- Fireplace/Stove:
- No
- Garage:
- Underground
- Garage Spaces:
- 1.0
- Parking Features:
- None
- Parking Type:
- Owned
- Parking Spaces:
- 0
- Total Parking Spaces:
- 1.0
- Locker:
- Owned
- Family Room:
- No
- Possession Details:
- Immediate
- HST Applicable To Sale Price:
- Included In
- Maintenance Fee:
- $363
- Maintenance fees include:
- Common Elements Included, Building Insurance Included, Parking Included
- Taxes:
- $1,375 / 2024
- Assessment:
- $- / -
- Toronto W05
- Humbermede
- Toronto
- Hospital, Library, Public Transit, Rec./Commun.Centre, School
- Carpet Free
- Restricted
- HWT
- Fridge, Stove, Washer, Dryer, All Electrical Light fixtures
- Brick, Concrete
- Playground, Visitor Parking
- Floor
- Type
- Size
- Other
- Main
- Kitchen
- Measurements not available
- Breakfast Bar
- Main
- Living Room
- Measurements not available
- Hardwood Floor
- Main
- Dining Room
- Measurements not available
- Hardwood Floor
- Main
- Primary Bedroom
- Measurements not available
- Hardwood Floor
- Special Designation:
- Unknown
- Air Conditioning:
- Central Air
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Laundry Access:
- Ensuite
- Laundry Level:
- Upper Level
- Condo Corporation Number:
- 1947
- Property Management Company:
- 1947
- Building Name:
- Harmony Village
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- Listings on market:
- 11
- Avg list price:
- $499,900
- Min list price:
- $374,900
- Max list price:
- $679,900
- Avg days on market:
- 14
- Min days on market:
- 3
- Max days on market:
- 267
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Features of Condos for Sale in Toronto Under 400K
Affordable units in this price range typically offer:
• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates
Why Choose Toronto Condos Priced Under $400,000
• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs
Where to Find Condos for Sale in Toronto Under 400K
Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.
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Each link provides updated listings and expert insights.
FAQs – Condos for Sale in Toronto Under 400K
1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.
2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.
3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.
4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.