Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.

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124 415 Jarvis Street

Cabbagetown-South St. James Town Toronto M4Y 3C1

$349,000

Residential Condo & Other beds: 0 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Condo & Other

MLS® Num:

C12766092

Bathrooms:

1

• Photos (16)

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Perfect for first-time buyers or investors, this charming open-concept bachelor unit is nestled in the heart of Cabbagetown, Downtown Toronto, offering the ideal balance of urban convenience and peaceful living. Located in the quietest, tree-lined section of the complex,this home enjoys a rare sense of privacy while being steps from everything the city has to offer.Freshly painted and featuring new laminate flooring throughout, the smart and efficient layout maximizes space and functionality. The open living area easily accommodates a comfortable eating area, dining space, and sleeping zone, creating a bright and welcoming atmosphere ideal for low-maintenance city living.One of the standout features is the spacious private terrace, perfect for morning coffee,summer dinners, or relaxed evenings with friends. With direct street-level access, there's no need for elevators or busy lobbies - simply walk up to your own front door and enjoy the ease of private living.Ideally located near College Subway Station (Line 1) and the Carlton streetcar, and just minutes from Loblaws, Allan Gardens, Church Street dining, Yonge Street shops, Toronto Metropolitan University, St. Lawrence Market, and Yonge-Dundas Square. Quick access to the DVP and Gardiner makes commuting effortless.A rare opportunity to own a quiet urban retreat in one of Toronto's most desirable neighbourhoods.

General Info:

Property Type:

Residential Condo & Other

Property Sub Type:

Condo Townhouse

Home Style:

Stacked Townhouse

Total Approx Floor Area:

0-499

Exposure:

West

Bedrooms:

0

Bathrooms:

1.0

Kitchens:

1

Bedrooms Above Grade:

0

Kitchens Above Grade:

1

Rooms Above Grade:

3

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Gas

Storey:

1

Balcony:

Terrace

Basement:

None

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Type:

None

Parking Spaces:

0

Total Parking Spaces:

0.0

Locker:

None

Family Room:

No

Possession Details:

Vacant

Financial Info:

HST Applicable To Sale Price:

Included In

Maintenance Fee:

$306.44

Maintenance fees include:

Common Elements Included, Building Insurance Included, Water Included

Taxes:

$2,111.45 / 2025

Assessment:

$- / -

County:

Toronto

Listing Area:

Toronto C08

Listing Sub-Area:

Cabbagetown-South St. James Town

Interior Features:

Carpet Free, Separate Heating Controls

Pets Permitted:

Yes-with Restrictions

Inclusions:

Existing Fridge, Stove, Hood Fan, Built In Dishwasher, Washer, Dryer, All Electrical LightFixtures, All Window Coverings.

Exclusions:

None

Exterior Finish:

Brick

Accessibility Features:

Open Floor Plan

Room Information:

Floor

Type

Size

Other

Flat

Living Room

16'6"5.03 m × 8'5"2.57 m

Combined w/Dining, Laminate, W/O To Terrace

Flat

Dining Room

16'6"5.03 m × 8'5"2.57 m

Combined w/Living, Laminate, Large Window

Flat

Kitchen

9'5"2.87 m × 8'6"2.59 m

Open Concept, Breakfast Area

Other Details:

Special Designation:

Unknown

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Access:

Ensuite

Business Info:

Condo Corporation Number:

1440

Property Management Company:

Maple Ridge Community management

Listing Info:

Date Listed:

Feb 06, 2026

Original Price:

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Previous Price:

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Listed by REMAX YOUR COMMUNITY REALTY

Data was last updated February 9, 2026 at 04:15 AM (UTC)

Area Statistics

Listings on market:

17

Avg list price:

$1,098,600

Min list price:

$349,000

Max list price:

$2,149,000

Avg days on market:

41

Min days on market:

2

Max days on market:

233

These statistics are generated based on the current listing's property type and located in Toronto C08. Average values are derived using median calculations. This data is not produced by the MLS® system.

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• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Features of Condos for Sale in Toronto Under 400K

Affordable units in this price range typically offer:

• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates

Why Choose Toronto Condos Priced Under $400,000

• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs

Where to Find Condos for Sale in Toronto Under 400K

Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.

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Each link provides updated listings and expert insights.

FAQs – Condos for Sale in Toronto Under 400K

1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.

2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.

3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.

4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.