Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.

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101 185 Stephen Drive W

Stonegate-Queensway Toronto M8Y 3N5

$379,000

Residential Condo & Other beds: 1 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Condo & Other

MLS® Num:

W12569032

Bedrooms:

1

Bathrooms:

1

• Photos (46)

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Value & Location! An Oasis in the City! Turn Key Bright S/W 539 Sq Ft Custom Reno.1 BR.+ Office/Dressing Rm.in Exclusive Well maintained financially secure Humber Terrace Apartments Co-op. Located on quiet dead end street where Nature is your neighbor in this Stonegate Country like location. Ravine-Woods-Trees- Humber River & Walking Trails to Old Mill Station and the Lake surround this Co-op on the North and East Sides. Kayaking-Canoeing-Ice Skating on the River- watching the Humber River Salmon Run - relaxing in the Co-op Backyard or on the River Banks are options weather permitting. Short walk to Berry-Stephens Humber loop bus stop with 5 minute bus ride to Old Mill Subway stop or Bloor West Village. 20 minute subway ride to downtown Toronto. Minutes nearby is QEW W/multiple shopping plazas, close to parks & highways. Well maintained efficiently run financially secure Co-op with special attention to maintaining and upgrading details. Note reasonable inclusive Maintenance &Taxes. Enjoy the life style options between Living in quiet Country like surroundings in this charming Unique 22 unit Co-op with a wonderful community of residents and having the closeness of the City life of Downtown Toronto. It does not get better than this.

General Info:

Share Percentage:

1

Property Type:

Residential Condo & Other

Property Sub Type:

Co-op Apartment

Property Attached:

Yes

Home Style:

Apartment

Approx. Age:

51-99

Total Approx Floor Area:

500-599

Topography:

Wooded/Treed, Waterway, Sloping

Exposure:

South West

Bedrooms:

1

Bathrooms:

1.0

Kitchens:

1

Kitchens in Basement:

0

Bedrooms Above Grade:

1

Kitchens Above Grade:

1

# Main Level Bedrooms:

0

# Main Level Bathrooms:

0

Rooms Above Grade:

4

Rooms:

3

Fractional Ownership:

No

Zoning:

Multi Residential

Assignment:

No

Additional Info:

Heating type:

Radiant

Heating Fuel:

Gas

Storey:

1

Foundation:

Concrete

Balcony:

None

Basement:

None

Fireplace/Stove:

No

Garage:

Other

Garage Spaces:

0.0

Parking Features:

Surface

Parking Type:

Rental

Parking Spaces:

1

Total Parking Spaces:

1.0

Parking Spot #1:

1

Locker Number:

101

Locker Level:

2nd floor

Locker:

Common

Family Room:

No

Financial Info:

HST Applicable To Sale Price:

Not Subject to HST

Maintenance Fee:

$591.43

Maintenance fees include:

Cable TV Included, Common Elements Included, Heat Included, Building Insurance Included, Water Included

Parking Cost per Month:

$20

Development Charges Paid:

Unknown

Taxes:

$917.76 / 2025

Assessment:

$- / -

County:

Toronto

Listing Area:

Toronto W07

Listing Sub-Area:

Stonegate-Queensway

Property Features / Area Influences:

Clear View, Place Of Worship, Public Transit, Ravine, River/Stream, Wooded/Treed

Interior Features:

Intercom, Primary Bedroom - Main Floor, Carpet Free, Separate Hydro Meter, Storage Area Lockers

Exterior Features:

Controlled Entry, Lighting, Landscaped

Pets Permitted:

Yes-with Restrictions

Inclusions:

Existing Black Stove, Red Fridge, B/I Microwave W/Fan, Kit Center Island, All Ceiling lights, Ceiling Fan, Mirrored sliding doors, Custom Room Darkening Blinds, Non Coin not limited laundry on same floor, locker 101 on 2nd Flr., Rogers VIP Cable TV & High Speed Internet, Heat, Water, Parking, Bike Rack &Taxes paid monthly with Maintenance

Exclusions:

LR drapes negotiable

Exterior Finish:

Brick

Building Amenities:

Bike Storage, Elevator, Communal Waterfront Area

Elevator:

Yes

Retirement:

No

Waterfront:

Indirect

View:

Trees/Woods

Water View:

Obstructive

Water Body Name:

Humber River

Water Body Type:

River

Room Information:

Floor

Type

Size

Other

Main

Foyer

7'2"2.18 m × 4'10"1.47 m

Mirrored Closet, Parquet

Main

Living Room

14'5"4.39 m × 14'5"4.39 m

Combined w/Dining, Large Window, Overlooks Frontyard

Main

Kitchen

9'3"2.82 m × 7'2.13 m

Centre Island, Stone Floor, SW View

Main

Bedroom

7'5"2.26 m × 7'4"2.24 m

Mirrored Closet, Parquet

Main

Office

7'5¾"2.28 m × 4'8"1.42 m

Mirrored Closet, Parquet, Ceiling Fan(s)

Other Details:

UFFI:

No

Energy Certification:

No

Green Property Information Statement:

No

Special Designation:

Unknown

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Access:

Common Area, In Building

Laundry Level:

Main Level

Business Info:

Condo Corporation Number:

0

Property Management Company:

WILSON BLANCHARD 416-642-2807

Building Name:

Humber Terrace Apartments

Listing Info:

Date Listed:

Nov 22, 2025

Original Price:

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Previous Price:

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Listed by RE/MAX CONDOS PLUS CORPORATION

Data was last updated November 23, 2025 at 09:15 PM (UTC)

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Features of Condos for Sale in Toronto Under 400K

Affordable units in this price range typically offer:

• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates

Why Choose Toronto Condos Priced Under $400,000

• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs

Where to Find Condos for Sale in Toronto Under 400K

Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.

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Each link provides updated listings and expert insights.

FAQs – Condos for Sale in Toronto Under 400K

1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.

2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.

3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.

4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.