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Condos for Sale in Toronto Under 400K – Affordable City Living Starts Here

Looking for condos for sale in Toronto under 400K? These entry-level listings offer great value in one of Canada’s most in-demand real estate markets. Whether you’re buying your first home or adding to your portfolio, these condos are a smart place to start.

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  • Ph 01 117 Gerrard Street E in Toronto: Church-Yonge Corridor Condo Apartment for sale (Toronto C08) : MLS®# C12768946

    Ph 01 117 Gerrard Street E Church-Yonge Corridor Toronto M5B 2L4
    Main Photo: Ph 01 117 Gerrard Street E in Toronto: Church-Yonge Corridor Condo Apartment for sale (Toronto C08) : MLS®# C12768946

    Ph 01 117 Gerrard Street E Toronto M5B 2L4 Church-Yonge Corridor

    $399,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12768946
    Bedrooms:
    2
    Bathrooms:
    1
    Steps To Ryerson And Uoft - Beautiful, Bright & Spacious 1 Bdrm Plus Den With Large Windows Tons Of Natural Light. -Den can be a second bedroom. Great For Work From Home. Fantastic Rooftop With Bbq, Hot Tub, Gym, In The Heart Of Downtown Toronto. Den Can Be Used As A Second Bdrm,24 Hr Security. Located In The Heart Of The City And Close To Everything. Ttc, Parks. Restaurants, Grocery, Cafes, Ryerson, Eaton Centre & Much More. 24 Hour Concierge, Rooftop Garden with BBQ, Exercise Room, Billiards. Condo Fees Includes All Utilities Including Cable TV and Internet! More details
    Listed by BAY STREET GROUP INC.
    LISTING DETAILS
    DARYL KING

  • 112 236 Albion Road in Toronto: Elms-Old Rexdale Condo Apartment for sale (Toronto W10) : MLS®# W12769050

    112 236 Albion Road Elms-Old Rexdale Toronto M9W 6A6
    Main Photo: 112 236 Albion Road in Toronto: Elms-Old Rexdale Condo Apartment for sale (Toronto W10) : MLS®# W12769050

    112 236 Albion Road Toronto M9W 6A6 Elms-Old Rexdale

    $369,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    W12769050
    Bedrooms:
    3
    Bathrooms:
    1
    They don't build them like this anymore! MUST SEE- Bright, spacious condo living in this sunfilled 2-bedroom + den, 1-bath suite offering over 1,200 SF. of comfort. Beautiful new floors, fresh paint, brand-new carpet, and ensuite laundry. Low Property Taxes and Utilities incld in maint fee for a worry-free lifestyle. Open-concept living & dining area w/ large, unobstructed windows that fill the space with natural light and showcase serene nature views. Large Bedrooms with plenty of storage, while the versatile den offers great potential for a home office or child play area. Close off the den with a door if you need a 3rd bedroom. Amenities, incl pool, gym, sauna, visitor park, plus easy access to highways (401, 400, 407), transit, Humber College, the airport, golf courses, hospitals, and parks. Perfect Home for families, professionals, or downsizers alike. Don't miss your chance to have it all! More details
    Listed by CENTURY 21 LEADING EDGE REALTY INC.
    LISTING DETAILS
    DARYL KING

  • 110 5 San Romanoway in Toronto: Black Creek Condo Apartment for sale (Toronto W05) : MLS®# W12769184

    110 5 San Romanoway Black Creek Toronto M3N 2Y4
    OPEN HOUSE: Feb 13, 2026
    04:00 PM - 07:00 PM EST
    Open House on Friday, February 13, 2026 4:00PM - 7:00PM
    OPEN HOUSE: Feb 14, 2026
    02:00 PM - 05:00 PM EST
    Open House on Saturday, February 14, 2026 2:00PM - 5:00PM
    Main Photo: 110 5 San Romanoway in Toronto: Black Creek Condo Apartment for sale (Toronto W05) : MLS®# W12769184

    110 5 San Romanoway Toronto M3N 2Y4 Black Creek

    $388,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    W12769184
    Bedrooms:
    1
    Bathrooms:
    1
    A beautifully renovated 1-bedroom plus den and/or flex room/home office suite with 1 bathroom, offering a bright, modern contemporary living experience in the heart of North York, a unique and very convenient ground floor unit, this home is ideal for someone who loves to enjoy the outdoors while still maintaining privacy.The suite features an open-concept, fully renovated from top to bottom kitchen, living, and dining area, perfect for both everyday living without sacrificing modern day amenities. Step outside to a large private terrace, an extension of your living space-perfect for hosting guests, relaxing outdoors, or gardening.The white, airy kitchen is tastefully finished with corian countertop, upgraded stainless steel appliances, sleek cabinetry, and a clean, contemporary design enhanced by a large center island for easy chef hosting experiences. Pot lights throughout the unit enhance the bright, welcoming atmosphere, while laminated engineered flooring flows seamlessly throughout.The den and flex room offer excellent versatility, ideal for a home office and/or creative spaces for your arts and craft or even a podcast room. Additional highlights include an in-suite washer and dryer, ample storage spaces for all your costco runs. This home is thoughtfully renovated throughout.Combining indoor comfort with exceptional outdoor living in a prime North York location, this ground-floor residence truly offers the best of both worlds. Location is second to none, easy access to major thoroughfares and highways within 5 to 10 minutes from all angles. TTC Buses brings you to all train stations, major shoppings and groceries within walking distance across the street, major school in the area, place of worship and so much more. Come and have a look and fell in love with this home, an opportunity for you to move right in and not worry about the hassle of renovations. Perfect for a Working Professionals who wants to move up from Renting to Owning, a Downsizers and others. More details
    Listed by RE/MAX HALLMARK REALTY LTD.
    LISTING DETAILS
    DARYL KING

  • 2509 25 Town Centre Court in Toronto: Bendale Condo Apartment for sale (Toronto E09) : MLS®# E12764482

    2509 25 Town Centre Court Bendale Toronto M1P 0B4
    Main Photo: 2509 25 Town Centre Court in Toronto: Bendale Condo Apartment for sale (Toronto E09) : MLS®# E12764482

    2509 25 Town Centre Court Toronto M1P 0B4 Bendale

    $399,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    E12764482
    Bedrooms:
    2
    Bathrooms:
    1
    Rarely offered high floor skyline suite at Centro Condos in the heart of Scarborough. This 1+1 sits on the 25th floor and offers a full Toronto skyline view, including the CN Tower right from your balcony. New flooring (2025), new heat pump (2025), owned Parking + Locker, the unit is truly move-in ready with zero wasted space and open-concept layout filled with natural light. Lock in the skyline and capture long-term upside. More details
    Listed by HC REALTY GROUP INC.
    LISTING DETAILS
    DARYL KING

  • 2809 15 Lower Jarvis Street in Toronto: Waterfront Communities C8 Condo Apartment for sale (Toronto C08) : MLS®# C12764744

    2809 15 Lower Jarvis Street Waterfront Communities C8 Toronto M5E 0C4
    Main Photo: 2809 15 Lower Jarvis Street in Toronto: Waterfront Communities C8 Condo Apartment for sale (Toronto C08) : MLS®# C12764744

    2809 15 Lower Jarvis Street Toronto M5E 0C4 Waterfront Communities C8

    $388,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12764744
    Bathrooms:
    1
    ** Waterfront Community At Lighthouse Tower ** Bright & Well-Laid-Out Studio On High Floor * South West Facing Balcony With Stunning City & Lake Views * Modern Kitchen With Large Island & Built-In Appliances * Spa Inspired Bathroom With Glass Enclosed Shower * World-Class Amenities * 24-Hour Concierge * Basketball Court, Fitness Centre, Media Room, Tennis Court, Art Studio, Catering Kitchen, Yoga Studio, Outdoor Patio & Pool, Spa & Co-Working Space * Steps To Sugar Beach, Waterfront Promenade, Loblaws, LCBO & TTC * Walk To Union Station, St. Lawrence Market & Distillery District ** Easy Access To Gardiner & DVP ** 1 Locker Included ** More details
    Listed by PAUL ZAMMIT REAL ESTATE LTD.
    LISTING DETAILS
    DARYL KING

  • 124 415 Jarvis Street in Toronto: Cabbagetown-South St. James Town Condo Townhouse for sale (Toronto C08) : MLS®# C12766092

    124 415 Jarvis Street Cabbagetown-South St. James Town Toronto M4Y 3C1
    Main Photo: 124 415 Jarvis Street in Toronto: Cabbagetown-South St. James Town Condo Townhouse for sale (Toronto C08) : MLS®# C12766092

    124 415 Jarvis Street Toronto M4Y 3C1 Cabbagetown-South St. James Town

    $349,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12766092
    Bathrooms:
    1
    Perfect for first-time buyers or investors, this charming open-concept bachelor unit is nestled in the heart of Cabbagetown, Downtown Toronto, offering the ideal balance of urban convenience and peaceful living. Located in the quietest, tree-lined section of the complex,this home enjoys a rare sense of privacy while being steps from everything the city has to offer.Freshly painted and featuring new laminate flooring throughout, the smart and efficient layout maximizes space and functionality. The open living area easily accommodates a comfortable eating area, dining space, and sleeping zone, creating a bright and welcoming atmosphere ideal for low-maintenance city living.One of the standout features is the spacious private terrace, perfect for morning coffee,summer dinners, or relaxed evenings with friends. With direct street-level access, there's no need for elevators or busy lobbies - simply walk up to your own front door and enjoy the ease of private living.Ideally located near College Subway Station (Line 1) and the Carlton streetcar, and just minutes from Loblaws, Allan Gardens, Church Street dining, Yonge Street shops, Toronto Metropolitan University, St. Lawrence Market, and Yonge-Dundas Square. Quick access to the DVP and Gardiner makes commuting effortless.A rare opportunity to own a quiet urban retreat in one of Toronto's most desirable neighbourhoods. More details
    Listed by REMAX YOUR COMMUNITY REALTY
    LISTING DETAILS
    DARYL KING

  • 1004 15 Vicora Link Way in Toronto: Flemingdon Park Condo Apartment for sale (Toronto C11) : MLS®# C12766602

    1004 15 Vicora Link Way Flemingdon Park Toronto M3C 1A8
    Main Photo: 1004 15 Vicora Link Way in Toronto: Flemingdon Park Condo Apartment for sale (Toronto C11) : MLS®# C12766602

    1004 15 Vicora Link Way Toronto M3C 1A8 Flemingdon Park

    $399,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12766602
    Bedrooms:
    3
    Bathrooms:
    1
    Welcome to 15 Vicora Linkway - where space, comfort, and value meet in the heart of Don Mills & Eglinton. This bright and spacious 2+1 bedroom condo offers a functional layout with generous principal rooms and beautiful treed views. Enjoy a well-managed building with great amenities including an indoor pool, gym, sauna, party room, and more. Some photos have been virtually staged to help visualize how the space can look when furnished. Perfect for first-time buyers, investors, or anyone seeking affordable living in a central Toronto location. Move-in ready and waiting for you - book your showing today! More details
    Listed by PROPERTY XCHANGE REALTY POINT
    LISTING DETAILS
    DARYL KING

  • 410 5 San Romano Way in Toronto: Black Creek Condo Apartment for sale (Toronto W05) : MLS®# W12766836

    410 5 San Romano Way Black Creek Toronto M3N 2Y4
    Main Photo: 410 5 San Romano Way in Toronto: Black Creek Condo Apartment for sale (Toronto W05) : MLS®# W12766836

    410 5 San Romano Way Toronto M3N 2Y4 Black Creek

    $365,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    W12766836
    Bedrooms:
    1
    Bathrooms:
    1
    Very Spacious 1 bedroom, 1 bathroom unit with a large living room great for entertaining. Walk out from dining to large balcony with south west views. Kitchen with lots of cabinet space and full size appliances. Ensuite laundry in unit. Water and cable included in maintenance fee! Two shopping centers across the street: Freshco, Shoppers Drug Mart, Nofrills, Planet Fitness . Perfectly located near upcoming TTC subway station at Keele and Finch. Easy access to TTC routes that run 24hrs. Minutes from York University, Hwy 400, Hwy 407, public and catholic schools and much more. Great opportunity to own and add your special touch! More details
    Listed by ROYAL LEPAGE TERREQUITY REALTY
    LISTING DETAILS
    DARYL KING

  • 1103 8 Colborne Street in Toronto: Church-Yonge Corridor Condo Apartment for sale (Toronto C08) : MLS®# C12767190

    1103 8 Colborne Street Church-Yonge Corridor Toronto M5E 1E1
    Main Photo: 1103 8 Colborne Street in Toronto: Church-Yonge Corridor Condo Apartment for sale (Toronto C08) : MLS®# C12767190

    1103 8 Colborne Street Toronto M5E 1E1 Church-Yonge Corridor

    $359,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12767190
    Bedrooms:
    1
    Bathrooms:
    1
    Rarely offered, fantastic opportunity to own in The Cosmopolitan. Fully featured 1 bedroom condo including wood floors, granite countertops, built-in stove & microwave, breakfast bar, & ensuite laundry. Combined living room and dining room with a walk-out to southern exposed balcony. Bedroom also enjoys southern exposure, with a modern feel to this renovated unit. Super flexible options with this unit: Buy it to live in, or rent it out yourself, or have this unit added to The Executive Hotel Cosmopolitan rental pool and enjoy profit sharing with the hotel when your unit is rented to hotel guests! Perfect for the 1st time buyer who wants to live in the financial district, or the wise investor looking to take advantage of this unit's income flexibility and investment opportunity today's market offers. Some photos virtually staged. More details
    Listed by CENTURY 21 LEADING EDGE REALTY INC.
    LISTING DETAILS
    DARYL KING

  • 704 207 Galloway Road in Toronto: West Hill Condo Apartment for sale (Toronto E10) : MLS®# E12767080

    704 207 Galloway Road West Hill Toronto M1E 4X3
    Main Photo: 704 207 Galloway Road in Toronto: West Hill Condo Apartment for sale (Toronto E10) : MLS®# E12767080

    704 207 Galloway Road Toronto M1E 4X3 West Hill

    $314,500
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    E12767080
    Bedrooms:
    2
    Bathrooms:
    1
    Spacious 2-bedroom condo offering a smart, functional layout filled with natural light. Open-concept living and dining area with walk-out to a large balcony. Laminate flooring throughout, complemented by quartz countertops in the kitchen and bathroom. Building features ground-level laundry and the added convenience of on-site retail, including a convenience store and hair salon. More details
    Listed by ROYAL LEPAGE SUPREME REALTY
    LISTING DETAILS
    DARYL KING

  • 906 3 Massey Square in Toronto: Crescent Town Condo Apartment for sale (Toronto E03) : MLS®# E12767898

    906 3 Massey Square Crescent Town Toronto M4C 5L5
    Main Photo: 906 3 Massey Square in Toronto: Crescent Town Condo Apartment for sale (Toronto E03) : MLS®# E12767898

    906 3 Massey Square Toronto M4C 5L5 Crescent Town

    $399,000
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    E12767898
    Bedrooms:
    2
    Bathrooms:
    1
    Bright, well-maintained and move-in ready, this spacious unit offers an ideal blend of comfort, value, and convenience for today's buyer. Thoughtfully laid out with generous living and dining areas, large windows for abundant natural light, and a functional kitchen with ample storage, it's perfect for both everyday living and entertaining. The bedroom is well-sized with great closet space, while the updated bathroom and fresh finishes add to the home's appeal. Enjoy a low-maintenance lifestyle in a well-managed community with access to amenities and utilities often included in the fees, making ownership more affordable and predictable. Located in a transit-friendly neighbourhood with quick access to highways, shopping, parks, schools, and everyday essentials, this is a smart opportunity for first-time buyers looking to get into the market or investors seeking strong rental potential in a high-demand area. More details
    Listed by RE/MAX ACE REALTY INC.
    LISTING DETAILS
    DARYL KING

  • 1201 80 Esther Lorrie Drive in Toronto: West Humber-Clairville Condo Apartment for sale (Toronto W10) : MLS®# W12761082

    1201 80 Esther Lorrie Drive West Humber-Clairville Toronto M9W 0C6
    Main Photo: 1201 80 Esther Lorrie Drive in Toronto: West Humber-Clairville Condo Apartment for sale (Toronto W10) : MLS®# W12761082

    1201 80 Esther Lorrie Drive Toronto M9W 0C6 West Humber-Clairville

    $399,999
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    W12761082
    Bedrooms:
    2
    Bathrooms:
    1
    Lower penthouse at 80 Esther Lorrie Dr offering refined, low-maintenance living in Etobicoke. This 1-bedroom + den features a functional, step-free layout on one level, finished with modern design and a kitchen island for everyday comfort and entertaining. The separate den provides flexible space for a home office, guest room, or hobbies. Enjoy unobstructed views, added privacy, underground parking (no snow shoveling), and extra storage with a dedicated locker. Located in the well-managed Cloud 9 Condominiums with TTC at your door and quick access to Highway 401, hospitals, shopping, and services. Building amenities include 24/7 concierge, indoor pool, gym, and party room-delivering a secure, luxury lifestyle without the upkeep of a house. More details
    Listed by EXP REALTY
    LISTING DETAILS
    DARYL KING
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Data was last updated February 9, 2026 at 01:15 AM (UTC)
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Features of Condos for Sale in Toronto Under 400K

Affordable units in this price range typically offer:

• Studio or 1-bedroom layouts ideal for singles or couples
• Functional kitchens, open living space, and in-building laundry
• Access to TTC, grocery stores, and local amenities
• Older buildings with good structure and lower tax rates

Why Choose Toronto Condos Priced Under $400,000

• Ideal for first-time buyers or downsizers on a budget
• Lower monthly payments with CMHC-backed mortgage eligibility
• Opportunities to renovate or rent out for passive income
• Reduced land transfer tax and closing costs

Where to Find Condos for Sale in Toronto Under 400K

Great value can be found in neighbourhoods such as Weston, Scarborough, East York, and parts of North York. Many buildings here offer established communities and access to transit.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Condos for Sale in Toronto Under 400K

1. Are there move-in-ready condos under 400K in Toronto?
Yes. While some need updates, others are renovated and ready for immediate occupancy.

2. Can I get a mortgage with just 5% down on these properties?
Yes. As long as the unit price is under $500K and you qualify, you can buy with 5% down.

3. Do condos under 400K come with parking or storage?
Some do, but it’s not guaranteed. Be sure to check individual listings for included amenities.

4. Are Toronto condos under $400K a good investment?
Absolutely. They’re affordable entry points into a strong market, often located in up-and-coming areas.

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