Looking for a commercial residential for sale? These mixed-use properties offer flexibility and income potential, blending business space with residential living. Whether you’re an investor, entrepreneur, or buyer seeking passive income, commercial-residential real estate presents excellent long-term value.

Forgot password Extend Verify Contact

76 & 78 78 Simcoe Street N
O'Neill Oshawa L1G 4S2

$749,900 /For Sale
Commercial

Retail Space with 3 Bachelor Apartments Above
Photo 1: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 2: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 3: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 4: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 5: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 6: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 7: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 8: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 9: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 10: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 11: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 12: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 13: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 14: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 15: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 16: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 17: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 18: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 19: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 20: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 21: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 22: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 23: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 24: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 25: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 26: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 27: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 28: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 29: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 30: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 31: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 32: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 33: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 34: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 35: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 36: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 37: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 38: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 39: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 40: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 41: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 42: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 43: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 44: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 45: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 46: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 47: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 48: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Photo 49: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
Status:
Active
Prop. Type:
Commercial
MLS® Num:
E13417856
Bus Major:
Other
Rare downtown Oshawa mixed-use value-add opportunity on high-visibility Simcoe St N. Partially Vacant commercial/residential building with main-floor commercial space, full basement providing valuable storage and operational space, and three legal bachelor apartments above. Each bachelor has its own kitchen and bathroom, and residential units are separately metered. Located within Oshawa's downtown Urban Growth Centre, where City Community Improvement Plan incentives may be available for eligible improvements, subject to City approval and buyer verification. Property requires some work, including roof replacement and interior updating, and is priced accordingly. Seller may consider VTB financing for qualified buyers with minimum 25% down payment. Ideal for investors, contractors, owner-users, or buyers looking to renovate, lease, and stabilize a downtown mixed-use asset. Buyer to verify zoning, permitted uses, retrofit/fire compliance, grant eligibility, rents, expenses, financing, HST, and future income potential.
Property Type:
Commercial
Property Sub Type:
Commercial Retail
Freestanding:
No
Total Area:
2636 sq. ft. Square Feet
Total Area:
2,636 sq. ft.
Retail Area:
1318 sq. ft. Sq Ft
Office/Apt Area:
1318 sq. ft. Sq Ft Divisible
Lot Depth:
70'
Lot Frontage:
19'
Bathrooms:
4.0
Water supply:
Municipal
Zoning:
CBD-A / UGC-A Mixed-Use Comm/Res Buyer to Verify
Heating type:
Gas Forced Air Open
Survey Available:
No
Garage:
None
Parking Spaces:
1
Possession Details:
30/60/TBD
HST Applicable To Sale Price:
In Addition To
Assessment Year:
2025
Development Charges Paid:
Unknown
Type Taxes:
Annual
Taxes:
$7,653 / 2025
Assessment:
$- / 2025
Durham
Oshawa
O'Neill
Major Highway, Public Transit
No
Hot Water Tank
Owners personal & business related items
Utilities:
Available
Energy Certification:
No
Green Property Information Statement:
No
Sewers:
Sanitary+Storm
Air Conditioning:
No
Seller Property Info Statement:
No
Financial Statements:
No
Major Business Type:
Other
Category:
Multi-Use
Franchise:
No
Chattels:
No
Outside Storage:
No
Date Listed:
Jun 09, 2026
Original Price:
Previous Price:
  • Photo 1: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Retail Space with 3 Bachelor Apartments Above
  • Photo 2: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Great Investment Opportunity
  • Photo 3: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Close to Restaurants & Amenities
  • Photo 4: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Across from Holiday Inn Hotel
  • Photo 5: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Includes 76&78 - Separate Entrances
  • Photo 6: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Front Retail Space
  • Photo 7: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 7 of 49
  • Photo 8: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 8 of 49
  • Photo 9: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 9 of 49
  • Photo 10: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 10 of 49
  • Photo 11: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 11 of 49
  • Photo 12: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 12 of 49
  • Photo 13: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Workshop in Rear
  • Photo 14: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 14 of 49
  • Photo 15: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 15 of 49
  • Photo 16: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Main Floor Bathroom
  • Photo 17: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 17 of 49
  • Photo 18: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 18 of 49
  • Photo 19: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 19 of 49
  • Photo 20: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 20 of 49
  • Photo 21: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 21 of 49
  • Photo 22: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 22 of 49
  • Photo 23: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Apartment #1
  • Photo 24: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 24 of 49
  • Photo 25: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 25 of 49
  • Photo 26: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 26 of 49
  • Photo 27: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 27 of 49
  • Photo 28: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Apartment # 2
  • Photo 29: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Living Area
  • Photo 30: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Kitchenette
  • Photo 31: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 31 of 49
  • Photo 32: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    4 pcs Bath
  • Photo 33: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Kitchenette
  • Photo 34: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    4 pcs Bath
  • Photo 35: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 35 of 49
  • Photo 36: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 36 of 49
  • Photo 37: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Roof top Access
  • Photo 38: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Roof top Access
  • Photo 39: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Roof top Access
  • Photo 40: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Roof top Access
  • Photo 41: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 41 of 49
  • Photo 42: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Basement Storage
  • Photo 43: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Separate Meters
  • Photo 44: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 44 of 49
  • Photo 45: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 45 of 49
  • Photo 46: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 46 of 49
  • Photo 47: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Rear of Building
  • Photo 48: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Rear Exits
  • Photo 49: 76 & 78 78 Simcoe Street N in Oshawa: O'Neill Commercial for sale : MLS®# E13417856
    Photo 49 of 49
Listed by Keller Williams Energy Real Estate
Data was last updated June 17, 2026 at 12:15 PM (UTC)
DARYL  KING
powered by myRealPage.com

Why Choose a Commercial Residential Property?

Dual Income Potential – Earn from both residential tenants and commercial leases
Ideal for Business Owners – Live and work in the same space or rent one out
High Demand in Urban Centers – Great appreciation in key GTA neighborhoods
Tax Benefits – Potential deductions for property taxes, mortgage interest, and depreciation

Explore Commercial Residential Across the GTA

From downtown Toronto storefronts with apartments above to suburban mixed-use lots, the GTA offers diverse opportunities. Consider locations like:

  • Hamilton & Durham – More affordable options with upside potential
  • Toronto Core – High foot traffic and visibility
  • Vaughan & Richmond Hill – Rapid suburban growth

Tips for Buying a Commercial Residential Property

Make sure to research zoning laws, expected rental yields, and property management needs. Consult professionals for financing, legal advice, and inspections.

Start Your Search for a Commercial Residential Property Today

Browse our listings to find a property that suits your investment goals or lifestyle. Whether you’re expanding a business or building long-term equity, now is the time to invest in this versatile property type.

lore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Commercial Residential for Sale

1. What is a commercial residential property?
It’s a mixed-use property that combines residential living space with commercial units, like retail or office.

2. Are these properties good investments?
Yes. They offer dual income streams and strong appreciation in high-growth areas.

3. Can I live in the residential portion and rent the commercial part?
Absolutely. Many owners choose to occupy one space and lease the other for income.

4. What financing options are available?
You may need a commercial mortgage or mixed-use loan; rates and terms vary from traditional home loans.