Affordable Houses for Sale Near Me – Local Homes That Fit Your Budget

Looking for affordable houses for sale near me? Whether you’re a first-time buyer, downsizer, or investor, there are budget-friendly homes in your area with practical layouts, great locations, and long-term potential.

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  • 818 Atwater Path in Oshawa: Lakeview House for sale : MLS®# E12852778

    818 Atwater Path Lakeview Oshawa L1J 0E8
    OPEN HOUSE: Mar 07, 2026
    11:00 AM - 01:00 PM EST
    Open House on Saturday, March 7, 2026 11:00AM - 1:00PM
    OPEN HOUSE: Mar 08, 2026
    11:00 AM - 01:00 PM EST
    Open House on Sunday, March 8, 2026 11:00AM - 1:00PM
    Main Photo: 818 Atwater Path in Oshawa: Lakeview House for sale : MLS®# E12852778
    $600,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12852778
    Bedrooms:
    4
    Bathrooms:
    3
    Exceptional Turnkey Bright+ Modern Townhome in an Exceptional Location! Immaculately Kept 3 Bed+Den, 3 Bath, and Loaded with 50k+ in Upgrades. 4 Mins from 401 & 6 Mins from Oshawa GO, Prime Location Within Walking Distance from Lakeview Park, Beach, & Lakefront Trails, Rec Centre, Shopping & More. Gorgeous Kitchen w/ 9ft Ceilings includes Maple Kitchen Cabinets, Silestone Counters, Elegant Backsplash, Stainless Steel Appliances, Kitchen Island w/ Deep Sink and Built-in Vacuum Pan. Living Area Features Stone Feature Wall w/ Built-in Surround sound Speakers, with Convenient Walk-Out To South-Facing Sunny Balcony for Extended Indoor/Outdoor Living. Modern Features Include Emerson Smart Programmable Thermostat, EV Charging Outlet, Keyless Entry, Motion Sensing Bathroom Lights + Fan Timers, & Rooms Wired for Ethernet, Great for Reliable Work From Home or Media Internet. Spacious Primary Bedroom Features Fully Custom Built-in Closet Storage, A Second Closet, And Luxurious Bathroom With Glass+Tile Shower Enclosure w/ Rain Shower Head and 2nd Handheld Adjustable Height Shower Head w/ Slide Bar. Solid Core doors on all Beds/Baths/Laundry Add to Comfort + Privacy. As a Bonus, Flexible Office/Den w/ Built-In Murphy Bed for Guests or a Quick Daytime Nap. Perfect for Commuters, Families, First Time Buyers or Professionals. Low Maintenance, Energy Efficient & Move-In Ready. Can't Miss, Don't Wait! More details
    Listed by Royal LePage Our Neighbourhood Realty
    DARYL  KING
  • 89A Wilmot Trail in Clarington: Bowmanville House for sale : MLS®# E12852826

    89A Wilmot Trail Bowmanville Clarington L1B 1B8
    Main Photo: 89A Wilmot Trail in Clarington: Bowmanville House for sale : MLS®# E12852826
    $469,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12852826
    Bedrooms:
    2
    Bathrooms:
    2
    Welcome to 89 A Wilmot Trail, Located along the shores of Lake Ontario in Clarington, Ontario. This fully detached 2-bedroom, 2-bath bungalow is beautifully laid out with a bright, open-concept floor plan filled with natural light, a large living area with a cozy corner gas fireplace, a dining room with a walkout to a sunny west-facing side deck, an open kitchen, and convenient main-floor laundry. Spacious primary bedroom with 4pc ensuite, 2nd well-sized bedroom and 2nd main floor 3pc bath. Wilmot Creek is a vibrant 55+ adult lifestyle community that offers a strong sense of community, an active way of life, and a comfortable, secure environment for residents. Neighbours often connect through clubs, social events, and shared amenities, creating a welcoming atmosphere where it's easy to make friends and stay engaged. With activities such as golf, swimming, fitness programs, and hobby groups, residents can enjoy an active lifestyle while also appreciating the peaceful lakeside setting. The community's layout and services create a safe, relaxed environment, making it especially appealing to retirees and active adults. For downsizers looking to simplify their lifestyle, Wilmot Creek provides a great alternative to condominium living-offering detached homes, outdoor space, and a strong neighbourhood feel without many of the maintenance responsibilities of traditional homeownership. Purchase now and be perfectly settled in to take full advantage of the community's activity-rich spring and summer seasons, when outdoor amenities, social gatherings, and lakeside living are at their very best! Quick closing available. See virtual tour. More details
    Listed by HOMESMITHS REAL ESTATE LTD.
    DARYL  KING
  • 45 Fanshawe Drive in Brampton: Heart Lake West House for sale : MLS®# W12853542

    45 Fanshawe Drive Heart Lake West Brampton L6Z 1A7
    OPEN HOUSE: Mar 07, 2026
    02:00 PM - 04:00 PM EST
    Open House on Saturday, March 7, 2026 2:00PM - 4:00PM
    OPEN HOUSE: Mar 08, 2026
    02:00 PM - 04:00 PM EST
    Open House on Sunday, March 8, 2026 2:00PM - 4:00PM
    Main Photo: 45 Fanshawe Drive in Brampton: Heart Lake West House for sale : MLS®# W12853542
    $399,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    W12853542
    Bedrooms:
    3
    Bathrooms:
    2
    Bright and spacious freehold townhome in the highly sought-after Heart Lake neighbourhood! This beautifully maintained 3 bedroom, 2 bath home offers exceptional value for first-time buyers, complete with a carport and driveway parking for up to three vehicles.Step inside to a sun-filled, open-concept living and dining area featuring large main floor windows, pot lights throughout, laminate flooring, and an updated staircase that adds a modern touch. A designated breakfast area flows seamlessly into the upgraded kitchen complete with stone counters and backsplash, white cabinetry with black accent pulls, and stainless steel appliances. Walk out from the dining area to a fully fenced backyard featuring a deck and gazebo that's perfect for entertaining or relaxing in your own private outdoor space.Upstairs offers three bedrooms, including a large primary room overlooking the backyard and a contemporary 4 piece bath with upgraded vanity. The fully finished basement provides versatile flex space ideal for a rec room, home office or gym setup, along with a dedicated laundry room and additional storage.Move-in ready and meticulously cared for, this home is conveniently located near schools, parks, shopping, transit, and easy access to Hwy 410. An exceptional opportunity to own a freehold property at outstanding value. Truly a pleasure to show! More details
    Listed by RARE REAL ESTATE
    DARYL  KING
  • 83 Exeter Road in Ajax: South East House for sale : MLS®# E12854238

    83 Exeter Road South East Ajax L1S 2K4
    Main Photo: 83 Exeter Road in Ajax: South East House for sale : MLS®# E12854238
    $549,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12854238
    Bedrooms:
    4
    Bathrooms:
    2
    Welcome to 83 Exeter Road-The Perfect Blend of Comfort & Convenience. Nestled in a quiet, family-oriented pocket of Southeast Ajax, this beautifully maintained home features a double driveway and extensive upgrades throughout. The bright, functional layout flows into a dining area with a seamless walkout to a private deck-perfect for overlooking your expansive, fully fenced backyard. Location is Everything: You are steps away from top-rated schools, scenic trails, and lush parks, and just minutes from Lakeridge Health Ajax Pickering Hospital, the 401, and a vibrant hub of shops and restaurants. Whether you are a first-time buyer, a multi-generational family, or a savvy investor, this property offers incredible value and opportunity. More details
    Listed by RE/MAX COMMUNITY REALTY INC.
    DARYL  KING
  • 71 Nassau Street in Oshawa: Vanier House for sale : MLS®# E12854718

    71 Nassau Street Vanier Oshawa L1J 4A3
    Main Photo: 71 Nassau Street in Oshawa: Vanier House for sale : MLS®# E12854718
    $549,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12854718
    Bedrooms:
    3
    Bathrooms:
    1
    Opportunity awaits in this solid 2.5 storey brick home full of character and potential. Offering space, flexibility, and future possibilities, this property presents exceptional value for buyers ready to update and customize. The second floor features three bedrooms, while the main level offers a functional layout with kitchen, dining, and living areas, plus a convenient walkout to the backyard. The third-floor loft provided a rare and versatile bonus space, ideal for a home office, studio, or creative retreat, an added on feature not commonly found in many houses. An outstanding highlight is the generous lot, including an adjoining parcel measuring approximately 24.76 ft. x 108.83 ft. There may be a potential for severance to create an additional building lot, offering exciting future development possibilities. The seller makes no representations or warranties regarding severance; buyers are responsible for conducting their own due diligence. The private single width driveway accommodates two cars, and a detached garage (requiring significant improvement) adds further utility. Ideally situated in a convenient location within walking distance to the shopping centre, local transit, schools, and downtown amenities. A rare opportunity to secure a property with space, flexibility, and long term upside in a desirable setting. More details
    Listed by RIGHT AT HOME REALTY
    DARYL  KING
  • N/A Sina Street in Georgina: Historic Lakeshore Communities House for sale : MLS®# N12855256

    N/A Sina Street Historic Lakeshore Communities Georgina L0E 1S0
    Main Photo: N/A Sina Street in Georgina: Historic Lakeshore Communities House for sale : MLS®# N12855256
    $519,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    N12855256
    An exceptional opportunity to acquire a rare and expansive 98.43' x 253.15' (approximately 0.6 acre) building lot, ideally positioned on a quiet dead-end street just steps from the shores of Lake Simcoe. This remarkable property offers an enviable lifestyle where lake living and everyday convenience come together. Enjoy peaceful walks by the water, breathtaking sunsets, and year-round recreation including boating, swimming, skating, and nearby trails, all moments from your future front door.Set within a natural setting and framed by mature maple trees, the lot offers outstanding privacy and tranquility. The adjacent property to the south is environmentally protected, ensuring long-term privacy and preserving the serene, natural backdrop. This is an increasingly rare and valuable feature for those seeking seclusion without sacrificing location.The lot is partially cleared and development-ready, with key services already in place. Municipal water and sanitary sewer are available at the lot line, natural gas is supplied to the property entrance, and Bell fibre optic is available for high-speed connectivity. A 200 amp construction hydro service with a working meter is installed and ready for immediate use, streamlining the building process.Additional value is found in the 12' x 18' solid shed/bunkhouse, a professional engineer-completed site survey, and significant cost savings with a grading plan available for a fee. The property is ideally located just minutes to The ROC, Hwy 404, and all town amenities including restaurants, schools, shopping, parks, and recreational facilities.This is a truly rare offering that seamlessly combines generous lot size, exceptional privacy, full servicing, and an unmatched Lake Simcoe lifestyle, making it an outstanding opportunity for builders, investors, or end users seeking something truly special. More details
    Listed by RE/MAX REALTRON TURNKEY REALTY
    DARYL  KING
  • 449 Cromwell Avenue in Oshawa: Vanier House for sale : MLS®# E12855958

    449 Cromwell Avenue Vanier Oshawa L1J 4V3
    OPEN HOUSE: Mar 07, 2026
    02:00 PM - 04:00 PM EST
    Open House on Saturday, March 7, 2026 2:00PM - 4:00PM
    Main Photo: 449 Cromwell Avenue in Oshawa: Vanier House for sale : MLS®# E12855958
    $475,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12855958
    Bedrooms:
    2
    Bathrooms:
    1
    Located at 449 Cromwell Avenue in Oshawa's established Vanier neighbourhood, this solid detached bungalow sits on a mature residential street in a highly desirable, family friendly area north of the 401. Set on a premium 40 by 115 foot lot, the property offers parking for up to five vehicles and has been very well maintained. The home features a functional layout with two generous bedrooms and one bathroom, plus a rear addition that creates a spacious family room with a gas fireplace. This flexible space could easily be converted into a third bedroom if desired. A large family sized kitchen adds to the home's everyday functionality. With a little cosmetic TLC, this solid bungalow represents a great opportunity for investors, first time buyers, or families looking to add value in a proven area. Families will appreciate the excellent location with three schools within walking distance, including French Emerson 3, along with nearby parks and green space. Shopping centres, public transit, and everyday amenities are all close by, while quick access to downtown Oshawa, Highway 401, and Highway 407 makes commuting simple. A standout opportunity offering location, lot size, and long term potential in a well connected community. Click on more information for 3D tour , virtual tour, feature sheet and floor plan. Electrical has been inspected ESA certificate available More details
    Listed by KELLER WILLIAMS ENERGY REAL ESTATE
    DARYL  KING
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  • 865 Derry Court in Oshawa: Vanier House for sale : MLS®# E12849186

    865 Derry Court Vanier Oshawa L1J 6X8
    OPEN HOUSE: Mar 07, 2026
    02:00 PM - 04:00 PM EST
    Open House on Saturday, March 7, 2026 2:00PM - 4:00PM
    OPEN HOUSE: Mar 08, 2026
    02:00 PM - 04:00 PM EST
    Open House on Sunday, March 8, 2026 2:00PM - 4:00PM
    Main Photo: 865 Derry Court in Oshawa: Vanier House for sale : MLS®# E12849186
    $499,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12849186
    Bedrooms:
    3
    Bathrooms:
    1
    Welcome to 865 Derry Court in Oshawa. This charming three-bedroom semi-detached home offers the perfect blend of comfort, space, and convenience. The bright main floor features an inviting living area, a functional kitchen with ample storage, and a dining space ideal for family gatherings. Upstairs, you'll find three well-sized bedrooms with generous closet space and a full four-piece bathroom. The private 180-foot deep yard provides room for kids to play, gardening, and summer barbecues. Recent updates include a new furnace, new air conditioner, new carpet, fresh paint throughout, and an updated kitchen. Located in a friendly neighbourhood close to schools, parks, shopping, and transit, this two-storey home is an excellent choice for growing families or first-time buyers. More details
    Listed by RE/MAX JAZZ INC.
    DARYL  KING
  • 272 Jeff Smith Court in Newmarket: Gorham-College Manor House for sale : MLS®# N12848758

    272 Jeff Smith Court Gorham-College Manor Newmarket L3Y 8C5
    OPEN HOUSE: Mar 07, 2026
    02:00 PM - 04:00 PM EST
    Open House on Saturday, March 7, 2026 2:00PM - 4:00PM
    OPEN HOUSE: Mar 08, 2026
    02:00 PM - 04:00 PM EST
    Open House on Sunday, March 8, 2026 2:00PM - 4:00PM
    Main Photo: 272 Jeff Smith Court in Newmarket: Gorham-College Manor House for sale : MLS®# N12848758
    $548,888
    Residential Freehold
    Status:
    Active
    MLS® Num:
    N12848758
    Bedrooms:
    2
    Bathrooms:
    1
    Land Lease - Age 55+. Rare opportunity to enjoy retirement living in the welcoming enclave of Leisure Valley Retirement Community in Newmarket downtown steps to Riverwalk Commons. A peaceful cul-de-sac community designed exclusively for residents 55+. This thoughtfully upgraded and updated 2-bedroom bungalow offers comfortable single-level living with minimal maintenance, ideal for retirees and downsizers seeking simplicity, security, and connection in a friendly neighbourhood setting. Located in the heart of Newmarket, residents benefit from a vibrant and active community atmosphere. Enjoy live performances at the Newmarket Theatre, explore local history at the Elman W. Campbell Museum, stroll the scenic trails of Fairy Lake Park, or spend time at Riverwalk Commons. With York Region Transit at your door and close proximity to Southlake Regional Health Centre, Main Street shopping, restaurants, and everyday amenities, everything you need is within easy reach. Just 7 minutes to Highway 404. Inside, hardwood flooring flows throughout. The updated senior-friendly bathroom features an oversized walk-in shower with built-in seat, hand shower, and safety grab bars. The spacious custom kitchen offers oak cabinetry and a large centre island with breakfast bar, a dining area with garden door walkout and oversized composite deck with privacy and mature tree views, perfect for quiet mornings or entertaining family and friends for BBQ. Residents enjoy nearby social and recreational activities including curling, cards, walking trails, and community gatherings, supporting an active and engaged lifestyle in a safe, well-maintained setting with private green space for resident use. Pets welcome, subject to landlord approval. Land Lease: $910 per month, Maintenance Fee: $250 per month, Taxes: $130 per month, Total Monthly Cost: $1,290 per month plus utilities (Fees include snow removal, grass cutting and exterior maintenance as per the Lease Agreement.) More details
    Listed by THE LIND REALTY TEAM INC.
    DARYL  KING
  • 707 Port Darlington Road in Clarington: Bowmanville House for sale : MLS®# E12849818

    707 Port Darlington Road Bowmanville Clarington L1C 3K3
    Main Photo: 707 Port Darlington Road in Clarington: Bowmanville House for sale : MLS®# E12849818
    $499,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12849818
    Bedrooms:
    4
    Bathrooms:
    3
    Welcome to one of the best Lake view community in Ontario, modern built, breathtaking views of the Lake, walking trails in front of the property , small beaches, cliff, water front parks, marina club nearby, beautiful view of the sunset, closed to highway 401, 418 More details
    Listed by RIGHT AT HOME REALTY
    DARYL  KING
  • 752 Douglas Street in Oshawa: Lakeview House for sale : MLS®# E12850610

    752 Douglas Street Lakeview Oshawa L1H 5C7
    OPEN HOUSE: Mar 07, 2026
    12:00 PM - 02:00 PM EST
    Open House on Saturday, March 7, 2026 12:00PM - 2:00PM
    OPEN HOUSE: Mar 08, 2026
    12:00 PM - 02:00 PM EST
    Open House on Sunday, March 8, 2026 12:00PM - 2:00PM
    Main Photo: 752 Douglas Street in Oshawa: Lakeview House for sale : MLS®# E12850610
    $589,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12850610
    Bedrooms:
    3
    Bathrooms:
    3
    Get Ready To Fall In Love. This Jaw-Dropping 1.5-Storey, 3-Bedroom, 3-Bathroom Home Is The Total Package, Polished, Powerful, And Packed With Upgrades. Stunning Front Landscaping And Ample Parking Welcome You In, Along With A Detached Garage Offering Incredible Flexibility. Inside, The Main Floor Steals The Show, With Laminate Flooring And Pot Lights Throughout, A Designer Kitchen Featuring Quartz Counters And Backsplash, A Beverage Fridge, And A Gas Range. The Spacious Living And Dining Areas Flow Effortlessly And Walk Out To A Covered Deck Built For Unforgettable Gatherings. A Main Floor Bedroom Adds Versatility For Guests Or Home Office Needs. Upstairs, Two Bright Bedrooms With Laminate Flooring And Pot Lights Are Complemented By A Spa-Inspired 3-Piece Bath. The Finished Basement Extends The Living Space With Vinyl Flooring And Pot Lights Throughout, And A New Wet Bar. The Detached Garage Includes Car Charger, 200 Amp Panel & Unfinished Space With Exciting Potential. See The Attached For List Of Upgrades & ADU Possibilities Info. Close To Schools, Shopping, Transit, And All Amenities. More details
    Listed by DAN PLOWMAN TEAM REALTY INC.
    DARYL  KING
  • 87 Sidney Rundle Avenue in Clarington: Bowmanville House for sale : MLS®# E12851194

    87 Sidney Rundle Avenue Bowmanville Clarington L1C 0N9
    OPEN HOUSE: Mar 07, 2026
    12:00 PM - 02:00 PM EST
    Open House on Saturday, March 7, 2026 12:00PM - 2:00PM
    OPEN HOUSE: Mar 08, 2026
    12:00 PM - 02:00 PM EST
    Open House on Sunday, March 8, 2026 12:00PM - 2:00PM
    Main Photo: 87 Sidney Rundle Avenue in Clarington: Bowmanville House for sale : MLS®# E12851194
    $600,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12851194
    Bedrooms:
    3
    Bathrooms:
    3
    Family-Friendly North Bowmanville Sets The Stage For This Beautifully Maintained 3-Bedroom, 3-Bathroom Freehold Home Designed For Everyday Comfort And Easy Living. Step Inside To A Functional Layout That Offers Garage Access To Both The House And The Yard, Adding Convenience You Will Appreciate Year-Round. Upstairs, The Spacious Primary Bedroom Features A Walk In Closet And Private 4 Piece Ensuite, While Two Additional Bedrooms, A Full 4 Piece Bath, And Second Floor Laundry Provide The Space And Practicality Growing Households Need. The Finished Basement Expands Your Living Area With An L-Shaped Rec Room, Complete With An Electric Fireplace And Pot Lights, Creating The Perfect Space For Movie Nights, Play Area, Or Home Office. Conveniently Located Between 407, 401 & Close To Schools, Parks, Shopping, And All Amenities, This Home Delivers Comfort, Flexibility, And A Location That Families Love. More details
    Listed by DAN PLOWMAN TEAM REALTY INC.
    DARYL  KING
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Data was last updated March 7, 2026 at 02:15 AM (UTC)
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Why Buy an Affordable House Locally

• Entry-level pricing ideal for first-time buyers
• Close to schools, shops, transit, and parks
• Lower maintenance and property taxes
• Opportunity to build equity in a growing market
• Strong potential for rental income or future resale

What to Expect in Affordable Homes Near You

These homes often deliver great value in up-and-coming or established neighbourhoods and include:

• 2–3 bedroom detached or semi-detached layouts
• Renovated kitchens, updated bathrooms, or fixer-uppers with potential
• Private backyards, driveways, and basements
• Proximity to schools, shopping plazas, and local transit

Start Your Search for Affordable Homes Near You

Browse local listings for affordable houses and connect with our team to schedule showings, explore mortgage options, and secure your next home. We’ll help you buy smart—without going over budget.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Affordable Houses for Sale Near Me

1. What price range is considered affordable?
This varies by region, but generally homes under $800,000 in the GTA or under $600,000 in smaller cities are considered affordable.

2. Are affordable homes in good neighbourhoods?
Yes. Many affordable options are located in emerging or established areas with great amenities and community feel.

3. Can I qualify for incentives as a first-time buyer?
Yes. Programs like the First-Time Home Buyer Incentive and land transfer tax rebates can lower upfront costs.

4. Are affordable homes move-in ready or fixer-uppers?
Both are available. Some are fully updated while others offer lower prices in exchange for renovation potential.

Get The Royal Treatment

When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.