Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
1142 FANTHAM Road
Cochrane
P0L 1G0
$195,000
Residential Freehold
beds: 3
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- T12213655
- Bedrooms:
- 3
- Bathrooms:
- 1
- Photos (29)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Under Contract:
- None
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Approx. Age:
- 51-99
- Total Approx Floor Area:
- 1100-1500
- Depth:
- 0'
- Frontage:
- 0'
- Direction Faces:
- West
- Bedrooms:
- 3
- Bathrooms:
- 1.0
- Water supply:
- Well
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 7
- Zoning:
- LEASED LAND
- Heating type:
- Baseboard
- Heating Fuel:
- Electric
- Foundation:
- Post & Pad
- Roof:
- Asphalt Shingle
- Basement:
- Crawl Space
- Fireplace/Stove:
- No
- Alternative Power:
- None
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Drive Shed, Garden Shed, Shed
- Parking Features:
- Private
- Parking Spaces:
- 4
- Total Parking Spaces:
- 4.0
- Family Room:
- No
- Possession Details:
- NEGOTIABLE
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Not Subject to HST
- Taxes:
- $1,400 / 2024
- Assessment:
- $- / -
- Fauquier-Strickland
- Cochrane
- Campground, Lake Access
- Water Treatment
- Deck, Patio, Year Round Living
- FRIDGE, STOVE, WASHER AND DRYER, DINING TABLE WITH 4 CHAIRS, KITCHEN HUTCH, PROPANE BARBECUE, SOME PATIO FURNITURE, 3 SHEDS, 2 TEMPO SHELTER
- BROWN WOODED SWING
- None
- Vinyl Siding
- None
- Lake
- Floor
- Type
- Size
- Other
- Main
- Kitchen
- 17'2" × 10'9½"
- Main
- Dining Room
- 14'8" × 12'4"
- Main
- Bedroom
- 9'9" × 8'8"
- Main
- Bedroom 2
- 12'2" × 8'6"
- Main
- Primary Bedroom
- 12'2" × 11'3"
- Main
- Living Room
- 20'8" × 12'2"
- Main
- Laundry
- 7'2¼" × 6'4"
- Utilities Cable:
- No
- Utilities Telephone:
- No
- Utilities Gas:
- No
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Water Supply Types:
- Dug Well
- Sewers:
- No
- Special Designation:
- Unknown
- Sewers:
- Holding Tank
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- Yes
- Date Listed:
- Jun 11, 2025
- Original Price:
- $195,000
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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- Aurora Homes For Sale
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.