Affordable Houses for Sale Near Me – Local Homes That Fit Your Budget

Looking for affordable houses for sale near me? Whether you’re a first-time buyer, downsizer, or investor, there are budget-friendly homes in your area with practical layouts, great locations, and long-term potential.

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  • 21 Wishbone Crescent in Ajax: South East House for sale : MLS®# E12716498

    21 Wishbone Crescent South East Ajax L1S 2N6
    OPEN HOUSE: Jan 24, 2026
    12:00 PM - 02:00 PM EST
    Open House on Saturday, January 24, 2026 12:00PM - 2:00PM
    OPEN HOUSE: Jan 25, 2026
    12:00 PM - 02:00 PM EST
    Open House on Sunday, January 25, 2026 12:00PM - 2:00PM
    Main Photo: 21 Wishbone Crescent in Ajax: South East House for sale : MLS®# E12716498
    $550,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12716498
    Bedrooms:
    3
    Bathrooms:
    3
    Welcome to this bright and inviting home tucked away on a quiet cul-de-sac, offering space and a setting with no rear neighbours. Freshly painted throughout, this open concept home is filled with natural light from large windows that create a warm and welcoming atmosphere. Hardwood flooring on the main level adds charm, while brand-new carpet provides comfort and warmth. The main floor features a primary bedroom on the main floor. A huge second bedroom with a wide wall-to-wall closet. One bedroom has electrical heat. A beautiful sunroom overlooks the green backyard. The sunroom is the perfect space for reading, relaxing, or simply enjoying the view. The separate entrance to the basement offers wonderful flexibility, featuring three distinct recreation rooms and a fireplace, perfect for hobbies, a home office, fitness space, or whatever best suits your lifestyle. Located just minutes from Waterfront Park, GO Station, and easy access to Highways 401, 412, and 407, this home combines tranquillity with unbeatable convenience. A rare opportunity to enjoy space, light, and location. This is a home where you can truly settle in and enjoy every season. More details
    Listed by RIGHT AT HOME REALTY
    DARYL  KING
  • 120 Elgin Street in Clarington: Bowmanville House for sale : MLS®# E12717068

    120 Elgin Street Bowmanville Clarington L1C 3E7
    OPEN HOUSE: Jan 24, 2026
    02:00 PM - 04:00 PM EST
    Open House on Saturday, January 24, 2026 2:00PM - 4:00PM
    OPEN HOUSE: Jan 25, 2026
    02:00 PM - 04:00 PM EST
    Open House on Sunday, January 25, 2026 2:00PM - 4:00PM
    Main Photo: 120 Elgin Street in Clarington: Bowmanville House for sale : MLS®# E12717068
    $599,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12717068
    Bedrooms:
    4
    Bathrooms:
    2
    Welcome to your next chapter. This updated 4-bed, 2-bath home sits on a generous 46' x 132' lot and delivers the modern finishes, flexible layout, and peace-of-mind upgrades that first-time buyers and families love. The main floor offers versatility with a bonus room that can serve as a bedroom, home office, playroom, or additional living space - giving buyers options as life evolves. The bright eat-in kitchen features solid countertops, new cabinetry, and new flooring, and has direct sight-lines to the main living area as well as a walk-out to the back deck. Convenient main-floor laundry keeps day-to-day life simple and functional. Upstairs are three well-sized bedrooms and a beautifully updated 4-piece bath. Downstairs, the basement provides so much storage and utility space plus substantial upgrades: new basement waterproofing with sump pump, new furnace, new owned hot water tank, and nearly-new A/C for year-round comfort. Throughout the home, nearly everything has been refreshed - including all new flooring, two new bathrooms, updated trim and baseboards, fresh paint, a new front door and rear sliding door, and a new runner on the stairs. Outside, the newly paved driveway, new back deck, and large mostly fenced yard create a perfect outdoor extension for kids, pets, gardening, or summertime BBQs. A true turnkey opportunity for families, couples, and first-time buyers seeking value, style, and functional space without the renovation headaches. More details
    Listed by RE/MAX JAZZ INC.
    DARYL  KING
  • 5227 Regional Rd 18 Road in Clarington: Rural Clarington House for sale : MLS®# E12718004

    5227 Regional Rd 18 Road Rural Clarington Clarington L0A 1J0
    Main Photo: 5227 Regional Rd 18 Road in Clarington: Rural Clarington House for sale : MLS®# E12718004
    $424,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12718004
    A rare opportunity to secure 1 acre of flat, cleared, buildable land just outside Newtonville. 5227 Regional Rd 18 offers a clean slate with excellent privacy-a tranquil setting with no nearby neighbors and stunning views of the surrounding fields. This commuter-friendly location provides quick access to Highway 401 and easy routes to Highway 115 / 407. Enjoy the calm of the countryside with the convenience of being minutes to Newcastle and Bowmanville for everyday amenities. Buyer to do their own due diligence with regards to building permits, septic, well and conservation authorities. More details
    Listed by REBEL REAL ESTATE TEAM INC.
    DARYL  KING
  • 11306 Trafalgar Road in Halton Hills: 1050 - Stewarttown House for sale : MLS®# W12718758

    11306 Trafalgar Road 1050 - Stewarttown Halton Hills L7G 4S5
    Main Photo: 11306 Trafalgar Road in Halton Hills: 1050 - Stewarttown House for sale : MLS®# W12718758
    $559,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    W12718758
    Bedrooms:
    3
    Bathrooms:
    1
    Welcome to this charming fixer-upper with a premium lot, 85x190ft! Nestled in a quiet neighborhood, this cozy home features a spacious living area filled with natural light, a functional kitchen awaiting your personal touch, and three good-sized bedrooms. The backyard offers a blank canvas for your landscaping dreams, making it perfect for outdoor gatherings. With a little TLC, this property can transform into your ideal sanctuary. This is an exciting opportunity for DIY enthusiasts or investors looking to make their mark. More details
    Listed by TONY K REAL ESTATE
    DARYL  KING
  • 40586B Shore Rd Allowance Road in Brock: Beaverton House for sale : MLS®# N12714352

    40586B Shore Rd Allowance Road Beaverton Brock L0K 1A0
    Main Photo: 40586B Shore Rd Allowance Road in Brock: Beaverton House for sale : MLS®# N12714352
    $339,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    N12714352
    Bedrooms:
    4
    Bathrooms:
    1
    Welcome to this ultimate Island Escape on Lake Simcoe's beautiful Thorah Island. This rare Freehold Waterfront Property offers 93 ft of Pristine Shoreline and Crystal-Clear Waters ideal for Swimming, Boating, Fishing, and year-round recreation. Offered as a true turn-key Lifestyle Property, this complete package includes an 185 Stingray Bowrider, a 60' dock with X2 electric lifts (boat & jet ski), an ATV, two snowmobiles, and even an ice-fishing hut. The main cottage is fully insulated and features vaulted ceilings, a warm and inviting aesthetic, updated electrical and plumbing, and a Waterloo Septic System, a high-end cottage system. Enjoy peaceful Lake Views from the Screened-in Sun Porch, plus added guest privacy with separate Sleeping Bunkies and a Wood-Fired Sauna for the Ultimate Cottage Experience. Just a short boat ride from the mainland (Beaverton) and approximately 90 minutes from Toronto. Buy now and be ready to enjoy the upcoming Spring and Summer Cottage Season on one of Lake Simcoe's best-kept secrets. More details
    Listed by CENTURY 21 LEADING EDGE REALTY INC.
    DARYL  KING
  • 365 Division Street in Oshawa: O'Neill House for sale : MLS®# E12715478

    365 Division Street O'Neill Oshawa L1G 5M8
    Main Photo: 365 Division Street in Oshawa: O'Neill House for sale : MLS®# E12715478
    $579,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12715478
    Bedrooms:
    5
    Bathrooms:
    2
    Welcome to 365 Division Street, a charming 4+1 bedroom, 2-bath home in Oshawa's sought-after Connaught Park neighbourhood. Located steps to the park, schools, transit, and minutes from the Costco Shopping Centre and everyday amenities, this home offers outstanding convenience for families and commuters.Full of character, it features original hardwood floors, classic trim, high baseboards, and leaded glass windows. The main floor includes a versatile bedroom or office, full bath, and a kitchen with walkout to a private, mature, fully fenced backyard. A former bedroom has been converted into a large pantry, adding excellent storage.An upper-level addition offers three generous bedrooms and a 4-piece bath. Recent updates include a new gas furnace (2023), main-floor A/C (2023), updated upstairs flooring, washer, replaced cement patio, and an additional patio area. The home features 200-amp service, parking for three vehicles, outdoor storage, and a move-in-ready layout.A fantastic opportunity to own a character-filled home in an established, family-friendly neighbourhood. More details
    Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE
    DARYL  KING
  • 306 Kenwood Avenue in Georgina: Keswick South House for sale : MLS®# N12711766

    306 Kenwood Avenue Keswick South Georgina L4P 2X5
    Main Photo: 306 Kenwood Avenue in Georgina: Keswick South House for sale : MLS®# N12711766
    $559,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    N12711766
    Bedrooms:
    2
    Bathrooms:
    1
    South Keswick 1+1 Bedroom Bungalow On Mature Lot In Quiet Neighborhood. Walking Distance To Lake Simcoe. Laminate Floor Through-Out Backyard With Two Large Garden Sheds. Front Deck (8 X 15), Driveway With Ample Parking Close To Schools, Shopping, And All Amenities. Minutes To 404. Great Investment, Perfect Starter Home. SEE ADDITIONAL REMARKS TO DATA FORM More details
    Listed by RE/MAX COMMUNITY REALTY INC.
    DARYL  KING
  • 77 Blue Heron Drive in Georgina: Virginia House for sale : MLS®# N12712652

    77 Blue Heron Drive Virginia Georgina L0E 1N0
    Main Photo: 77 Blue Heron Drive in Georgina: Virginia House for sale : MLS®# N12712652
    $499,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    N12712652
    Bedrooms:
    3
    Bathrooms:
    2
    Welcome to 77 Blue Heron Drive, a beautifully updated 3-bedroom home in sought-after McRae Beach, just steps from Lake Simcoe. Situated on a spacious 53 x 172 ft private lot, this property features a bright open-concept layout and a cozy gas fireplace. The updated kitchen and bathroom offer modern finishes with a warm, inviting feel. Many recent upgrades such as a new water pump, owned tankless water heater, new windows, doors and eavestroughs. Two outdoor storage sheds provide plenty of extra space for tools and equipment. Enjoy peaceful surroundings and convenient access to beaches, marinas, parks, and shopping. Move-in ready and only an hour from the GTA - this home delivers comfort, style, and a true lakeside lifestyle.Water Filter and Pump 2025, Pot Lights and Exterior Light 2024, Heat Pump 2026, Vinyl Flooring 2025, Gazebo and Shed 2024,Front Door, 2024, New Bathroom 2024, Driveway 2025, Eavestrough 2025, Tankless Water Heater 2025. More details
    Listed by RE/MAX HALLMARK CHAY REALTY
    DARYL  KING
  • 5A Fairway Drive in Clarington: Bowmanville House for sale : MLS®# E12712974

    5A Fairway Drive Bowmanville Clarington L1B 1B6
    Main Photo: 5A Fairway Drive in Clarington: Bowmanville House for sale : MLS®# E12712974
    $539,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12712974
    Bedrooms:
    2
    Bathrooms:
    2
    Welcome to Wilmot Creek! This meticulously maintained and rarely offered "Windjammer" model showcases a covered carport, front porch and heated shed . A spacious foyer welcomes you with ample storage, setting the tone for the thoughtful layout throughout the home. The bright and airy combined living and dining area is highlighted by vaulted ceilings, creating an open and inviting atmosphere ideal for both everyday living and entertaining.The spacious kitchen offers solid wood cabinetry, an eat-in area, and a seamless walkout to the private backyard, an exceptional feature with no neighbouring homes behind, backing onto the natural setting of the Samuel Wilmot Nature Preserve. The home offers two well-appointed bedrooms, including a generous primary retreat complete with a walk-in closet and a four-piece ensuite bathroom.This unspoiled home is clean, bright, and truly move-in ready. Enjoy peaceful, low-maintenance living in this sought-after waterfront community, just steps from nature, amenities, and the charm Wilmot Creek is known for. Residents of Wilmot Creek enjoy a vibrant, maintenance-free lifestyle with water, snow removal, and full access to all community facilities included in the monthly fee.At the heart of the community is The Wheelhouse, a lively social hub offering billiards, shuffleboard, fitness classes, crafts, and a variety of dance programs. With over 100 social clubs, there are endless opportunities to stay active, social, and engaged.Convenient on-site services include a pharmacy and hair salon, while the impressive 800-seat auditorium hosts theatre productions, dances, and beloved annual events such as the Grandkids' Christmas Party.Recreation abounds with a private 9-hole golf course, indoor and outdoor swimming pools, clubhouse, fitness centre, tennis and pickleball courts, library, woodworking shop, horseshoe pits, pool tables, darts, hot tubs, sauna, and dedicated exercise rooms. More details
    Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.
    DARYL  KING
  • 582 Lakeview Avenue in Oshawa: Lakeview House for sale : MLS®# E12713350

    582 Lakeview Avenue Lakeview Oshawa L1J 1B1
    OPEN HOUSE: Jan 24, 2026
    01:00 PM - 04:00 PM EST
    Open House on Saturday, January 24, 2026 1:00PM - 4:00PM
    OPEN HOUSE: Jan 25, 2026
    01:00 PM - 04:00 PM EST
    Open House on Sunday, January 25, 2026 1:00PM - 4:00PM
    Main Photo: 582 Lakeview Avenue in Oshawa: Lakeview House for sale : MLS®# E12713350
    $499,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12713350
    Bedrooms:
    4
    Bathrooms:
    2
    Rare-find!! Pie-Shaped Lot!! ~57ft Wide At Rear! LEGAL BASEMENT APARTMENT (2-Unit House) Registered With The City Of Oshawa!! (Registration #: 200500018) 2 Self-Contained Units, Separate Entrance to Legal Basement Apartment, Pie-Shaped Lot~57Ft Wide At Rear, Over 4,100Sqft Lot, Attached Garage + 2-Car Wide Driveway, Steps To Stone Street Park With Waterfront Trails Of Lake Ontario, Minutes To Oshawa Go-Station, Shopping At Oshawa Centre & Hwy 401 More details
    Listed by KAMALI GROUP REALTY
    DARYL  KING
  • 204 Medina Court in Oshawa: Lakeview House for sale : MLS®# E12713500

    204 Medina Court Lakeview Oshawa L1J 7E1
    Main Photo: 204 Medina Court in Oshawa: Lakeview House for sale : MLS®# E12713500
    $559,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    E12713500
    Bedrooms:
    3
    Bathrooms:
    2
    This Beautifully Maintained Semi-Detached Raised Bungalow Offers Fantastic Curb Appeal With A Modern Exterior And Is Nestled On A Quiet Court In A Desirable Oshawa Neighbourhood. The Interior Is Tastefully Finished In Neutral Tones And Features Sleek Laminate Flooring Throughout. Enjoy A Family-Sized Kitchen With A Bright Breakfast Area And An Updated Main Floor Bathroom. The Finished Basement Boasts Above-Grade Windows And Two Additional Bedrooms, Providing Excellent Living Space For Families, Guests, Or A Home Office. Step Outside To A Large Backyard Complete With A Wrap-Around Deck And Two Storage Sheds, Including A Generous 10 ft x 12 ft Shed Equipped With 20 Amp Service. A Spacious Driveway Offers Parking For Multiple Vehicles. Ideally Located Close To Parks, Schools, Shopping, Public Transit, And Major Commuter Routes, This Move-In Ready Home Combines Comfort, Functionality, And Convenience In A Family-Friendly Community. More details
    Listed by ROYAL LEPAGE SIGNATURE REALTY
    DARYL  KING
  • 42 Kline Court in Brampton: Heart Lake West House for sale : MLS®# W12713652

    42 Kline Court Heart Lake West Brampton L6Z 1E5
    Main Photo: 42 Kline Court in Brampton: Heart Lake West House for sale : MLS®# W12713652
    $600,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    W12713652
    Bedrooms:
    3
    Bathrooms:
    2
    Freehold Starter Home located at the end of a quiet cul-de sac steps to Kincaid Park. What does your new home checklist look like? You want 3 Bedrooms? - Check. A great location? Check! What are your other boxes? Backyard perfect for entertaining or for kids to play? Yep - Check those boxes too! Inside Entry from the Garage? - Check. Lots of natural light? Check. Open Concept Kitchen + Dining? - Check. 1.5 Bathrooms? - Yep. A Large Primary Bedroom? Yes! With large closets for storage? Has that too! How about a large family room with a fireplace?? And a large storage room? This townhouse actually does check all those boxes, plus it has a walk-out basement. You've got to see this one! Other is Garage Dimensions. Taxes estimated. Sold Under Power of Sale, Sold as is Where is. Seller does not warranty any aspects of Property, including to and not limited to: sizes, taxes, or condition. More details
    Listed by SOLID ROCK REALTY
    DARYL  KING
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Data was last updated January 22, 2026 at 12:15 AM (UTC)
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Why Buy an Affordable House Locally

• Entry-level pricing ideal for first-time buyers
• Close to schools, shops, transit, and parks
• Lower maintenance and property taxes
• Opportunity to build equity in a growing market
• Strong potential for rental income or future resale

What to Expect in Affordable Homes Near You

These homes often deliver great value in up-and-coming or established neighbourhoods and include:

• 2–3 bedroom detached or semi-detached layouts
• Renovated kitchens, updated bathrooms, or fixer-uppers with potential
• Private backyards, driveways, and basements
• Proximity to schools, shopping plazas, and local transit

Start Your Search for Affordable Homes Near You

Browse local listings for affordable houses and connect with our team to schedule showings, explore mortgage options, and secure your next home. We’ll help you buy smart—without going over budget.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Affordable Houses for Sale Near Me

1. What price range is considered affordable?
This varies by region, but generally homes under $800,000 in the GTA or under $600,000 in smaller cities are considered affordable.

2. Are affordable homes in good neighbourhoods?
Yes. Many affordable options are located in emerging or established areas with great amenities and community feel.

3. Can I qualify for incentives as a first-time buyer?
Yes. Programs like the First-Time Home Buyer Incentive and land transfer tax rebates can lower upfront costs.

4. Are affordable homes move-in ready or fixer-uppers?
Both are available. Some are fully updated while others offer lower prices in exchange for renovation potential.

Get The Royal Treatment

When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.